I wrote a long reply and the bloody phone crapped itself!!
Filter nominal ratings aren't absolute, a 5 micron filter will trap 50% of 5 micron particles.
Stick another one in series with it and you'll roughly get another 50% of 5 micron and larger particles.
All the ag stuff I used to work on all had two fuel filters in series, often Bosch heads with the DI mechanical stuff.
Obviously with common rail/unit injectors you need filters with much higher flow and pressure ratings.
If Ben/isuzurover was still posting he'd explain it better

