Finance with the company your buying from? your not that silly?.....right?
Best panels for the coin, Suntech, Trina, Yingli, REC etc, then move up to BOSCH, LG, Panasonic, then move up to not even going to pay themselves off:D
Tips for choosing the best solar panels - cost is only one factor: Energy Matters
Inverter, I'd stick with SMA only, but I've replaced almost everything under warranty for lots of melbourne companies, and SMA are superior to deal with, even AURORA (power-one) I've struggled with, they refused to pay an invoice as I did not have a company logo!, I'm sending their tech ATO paperwork to justify my invoice, bizarre
Inverter size, CEC now dictates the panels must be within 75% on inverter capacity, Ideally a correctly sized inverter is better, but its also important getting string voltage right up there to, as working the inverter down low wokrs the step up componetry
You can no longer wipe out your bill in a no/low feed in tariff state, salesman do not explain all this well enough, they are nasty buggers

