$X$ insurance - what are you doing?

[disco_ute]

Just got my renewal from TCIS and its a joke to say the least!

Just under 1K premium! Up $300 from last year and my car is only worth $7800 plus accessories.

What doesn't make sense is my mates D2 on 35's insured for about 60K is only $600 more then my car!!!

From what i under stand LSV has been taken over from westfarmers and pumped the price up

who else can i use I want full 4x4 cover unmarked tracks beaches etc

Tired a mob call DGA Insurance Brokers and they were over $1500!! I tried to get a quote for 3rd party fire and theft but a 1997 tdi with 250K on the clock is worth $7100 in glasses but redbook says much less.


errrrr
Mick

[Scouse]

What doesn't make sense is my mates D2 on 35's insured for about 60K is only $600 more then my car!!!

I think we need some pics of this 60K D2 :).

[disco_ute]

I think we need some pics of this 60K D2 :).


very nice rig has LOTS of power!

Discovery (http://www.lrautomotive.com.au/contents/en-us/d4816.html#p37876)

[MacMan]

Hi Mick.

TCIS/Lumley have done that to ALL their customers. I reluctantly took out cover for the Disco having copped the same serious increase in premium and excess while also being expected to cop a drop in agreed value of in the order of 25%.

I won't be renewing. I'm now happy to drop down to extended 3rd party. I'll wear the risk and bank the money saved for a rainy day. Discos are getting so cheap now that if ours went for a tumble I'd bring it home, wreck it and build another.

[loanrangie]

Engineered with 33's, thats a bit different to engineered with 35's.

Insurance is a scam , TPFT is all i have on mine not worth paying for full comp when at every corner they will screw you out of paying up.

[trobbo]

I was with Lumley's (underwritten by Wesfarmers) then they reduced the value of my D1 by ove 70% and left the premium the same as well as putting all sort of stupid clauses about it having to be kept in a locked garage at night. I dont even have a garage! but where it is parked you have to move two other cars and it then takes about 10 minutes to get it onto the drive.

It is now insured with Allianz at a massive premium of $1500.

I have bought a stocker and am selling it. :mad:

[itchynipl]

Give Affinity a call. My 03 V8 is insured for $37k & I pay under 1K a year. They cover the vehicle anywhere as well & are easy to talk to. I beleive their at affinityib.com.au

[neil 90]

Just got a good price on my o3 TD6 rangie with CGU. $600 comprehensive. thought that was good. did a lot of ringing round though. good luck with it mate.

[midal]

Talking recently with a friend who is an insurance assessor with RAC.....due to the amount of claims for storm/hail damage both to vehicles and properties we can expect insurance premiums to rise as a result.

Just like the banks, pass on everything to the customers so as not to disturb the profit margins:mad:

[Chucaro]

I paid under $600 for the 1994 Defe which is insured for $15.800 by API

[MacMan]

I went to TCIS after Affinity essentially did the same thing to me at the time.

They all suck, and more and more I am comfortable of covering my own risk. Just need the 3rd party aspect and then it's all gravy.

[F4Phantom]

For cars under 10k I only go thrid party. Suncrop from QLD are excellent at $150 per car, no fire no theft. I can smash all I want, and all that happens is I loose my low priced car. Has saved me a fortune, in a way its like self insuring without much risk.

[Corgie Carrier]

I have been insured with DGA for 12 years and was paying $239 for low milage policy with CGU underwriting them. This year they changed to Allianz insurance and my policy went up to $543.. OUCH!!:mad::mad:

I have spent the day doing online quotes and CGU still have the best price of $344, Budget direct $384, Suncorp $386 and Racv $436, all the others were higher or the company wanted all your personal details, some even NEEDED your mobile number before you could continue.

So I will be giving CGU a ring tomorrow because all my mods are not included on the web site.

OR I might just go for 3rd party, fire & theft to keep the cost down.