Hail damaged disco.

[matbor]

I had mine today, and they said it's a write-off, so they want to give me $7k for it and I can buy it back for $2.5k, but it will be un-registered and un-roadworthy and be put on the register for repairable write-offs.

Now I'm not sure what to do! If I buy it back, which I prefer to do, I need to get it re-roadworthy, which should be a problem with the spare $4-5k, but do i need to get the panels repaired to re-register it with vicroads? It really is just the roof (which u can't see anyway) and the bonnet that needs fixing, which is easy trip to the wreckers and a quick re-spray.

Has anyone else been though all this recently with Vicroads ? interested to know what happens !

Just re-read some more on the VicRoads (http://www.vicroads.vic.gov.au/Home/Registration/WhatHasToBeRegistered/HowToRegisterYourVehicle/WrittenOffVehicleRegistration.htm)Website about re-registering a written-off vehicle.

On top of getting it roadworthy. I have to pay VIV Inspection fee of $484 plus then the registration of $800/900

Starting not to look like it is worth doing!

Thx
Matt.

[Chucaro]

Matt, it is a Tdi300?
How many Km?
If is a Tdi for sure you will get more than $2500 in parts
Injection pump is about 600 to $ 700 for a second hand
Alternator, gearbox, etc etc.
Think about it ;)
Cheers

[Bundalene]

The theory of repairs seems OK, except that panels are in very short supply. I was talking to a 4WD wrecker here in Sydney the other day, and he told me all his panels are heading south - he is very short.

In NSW the RTA mandatory inspections only apply to vehicles newer than 10 years - a $430 fee. For cars older it is merely a blue slip - about $70 and far less stringent.

Erich

[matbor]

Sorry, forgot, my signature isn;t there.

It's a 1997 Series 1 V8 3.9 Disco, Auto, done 190,000kms no problems with it other than I had the sticky valves at 90,000kms which where fixed and I've had it for 10 years now.

Probably needs new disc's and pads all round and the transfer box is leaking and new windscreen for roadworthy.

M.

[LR4WD]

My mum in Upper Fern Tree Gully (just down the hill from Upwey) has a 1989 Mercedes Benz 180 - insured value $5500 - Insurance co (not sure who - either RAVE or APIA) 'wrote it off'. She had to pay $500 excess, insurance co paid her $3000 & she got to keep the car - no talk as far as I am aware about un-registered & going through a VIV, but she can only have 3rd party insurance on it now.
LR4WD

[matbor]

My mum in Upper Fern Tree Gully (just down the hill from Upwey) has a 1989 Mercedes Benz 180 - insured value $5500 - Insurance co (not sure who - either RAVE or APIA) 'wrote it off'. She had to pay $500 excess, insurance co paid her $3000 & she got to keep the car - no talk as far as I am aware about un-registered & going through a VIV, but she can only have 3rd party insurance on it now.
LR4WD

Was this recently with the storms ? think they have changed the rules, well RACV have.

[d2dave]

Now I'm not sure what to do! If I buy it back, which I prefer to do, I need to get it re-roadworthy, which should be a problem with the spare $4-5k, but do i need to get the panels repaired to re-register it with vicroads? It really is just the roof (which u can't see anyway) and the bonnet that needs fixing, which is easy trip to the wreckers and a quick re-spray.

Matt.

Since when has hail damage caused a car to be unroadworthy?

If all the glass is ok what is wrong if it looks like a golf ball. You should also get better fuel consumption as well, as it is now more aerodynamic.

Dave.

[Graeme]

I'm still waiting to have my 84 RRC assessed for bad hail damage from last September. If its a write-off (it will be - damage everywhere) and I buy it back, my insurer will deduct the refundable rego that's left from the pay-out if I want to keep it registered.

[dullbird]

Since when has hail damage caused a car to be unroadworthy?

If all the glass is ok what is wrong if it looks like a golf ball. You should also get better fuel consumption as well, as it is now more aerodynamic.

Dave.


I think it would more likely be an economic write off....

[matbor]

I think it would more likely be an economic write off....

yep

[matbor]

I'm still waiting to have my 84 RRC assessed for bad hail damage from last September. If its a write-off (it will be - damage everywhere) and I buy it back, my insurer will deduct the refundable rego that's left from the pay-out if I want to keep it registered.

RACV want let u do that anymore in vic, mind u need to ring again and see if i can get a different person.

[d2dave]

I think it would more likely be an economic write off....

I understand this. What I don't understand is why the hail dents would need to be fixed for RWC as Matt suggested in his original post.

Dave.

[DiscoMick]

I also don't see why hail damage alone would make it unregisterable.

[It'sNotWorthComplaining!]

MatBor I'm in Tecoma, and RACV are repairing my 96 disco. Got it booked in with dentaway in Bayswater for 8th April 4 days to remove the dents.
I spoke to RACV with the VIV inspection, the lady told me the RACV would help customers with this as it is only a visual damage not a mechanical writeoff. RACV are willing to talk to customers and will insure hail damaged cars where the companies are writing everything off and not insuring hail damaged cars i was told.

Also A few neighbours are saying to me "Unlucky I'm with AAMI", seems they offering little and writing off cars to resell for profit maybe??

[matbor]

I also don't see why hail damage alone would make it unregisterable.

Mine has been written off because they took one look at the roof and said it can't be repaired cheaply, so it's cheaper for them to write me a check, lucky it was at agreed valve, not market!

A family before me had 4 of there cars written off in one go, and they where a LOT more cars sitting around with no plates on them.

The problem from what I can understand is Vicroads because as soon as RACV writes it off, it then becomes RACV's property. RACV then have to notify Vicroads and tell them if it is a 'repairable write off' or a 'Statutory write-off', from that point I can purchase the car back from RACV at the salvage value, but in Victoria, you have to get it inspected by the vehicle identity validation team and then get it re-roadworthed and re-registered.

found more info on the web....
"A repairable write-off is a vehicle that has been involved in an accident and VicRoads agrees it can be repaired for use on the roads. The car must be repaired to manufacturer’s standards, pass a roadworthy and a Vehicle Identity Validation (VIV) report before it can be re-registered.

A vehicle will be considered a repairable write-off if the salvage value, plus the cost of repair for on-road use, is more than its market value.

The current registration of a repairable write-off will be cancelled once it is entered on the Written-off Vehicles Register."

So my salvage value is $2,400
Repairs, well anyones guess really, but certainly more than $2,000/$3,000
Rough market value is $4,500

What is a Vehicle Identity Validation (VIV) certificate?
A VIV certificate is a document issued by a VicRoads VIV inspector after inspection of the vehicle to ensure that the identity of a repairable write-off is that of the previously damaged vehicle, and not that of a rebirthed stolen vehicle, and that the vehicle has been repaired to manufacturer’s standards.

This is the other thing, will they pass a car with a roof that looks like a golf ball, espically if it has to be repaired to manufacturers standards, you could probably get away with this on a defender though :D

Matt.

[matbor]

MatBor I'm in Tecoma, and RACV are repairing my 96 disco. Got it booked in with dentaway in Bayswater for 8th April 4 days to remove the dents.
I spoke to RACV with the VIV inspection, the lady told me the RACV would help customers with this as it is only a visual damage not a mechanical writeoff. RACV are willing to talk to customers and will insure hail damaged cars where the companies are writing everything off and not insuring hail damaged cars i was told.

Also A few neighbours are saying to me "Unlucky I'm with AAMI", seems they offering little and writing off cars to resell for profit maybe??

Those guys had a look at mine at the RACV place... said no go, too much damage.

[jddisco200tdi]

Had my Puma defender assessed by Racv on Saturday. Paintless dent guys cant fix it so it going to be repaired by a conventional panel beater.
I'm hoping I can at least get a new roof, otherwise it will need a LOT of bog which I dont want.

Every panel except back door has some damage but RACV wouldn't write it off.

If I was you Matt, I would just take the money and get another one. Strip as many accessories off as you can before you give it to them.

Regards

John D - Defender 110 2.4

[matbor]

Had my Puma defender assessed by Racv on Saturday. Paintless dent guys cant fix it so it going to be repaired by a conventional panel beater.
I'm hoping I can at least get a new roof, otherwise it will need a LOT of bog which I dont want.

Every panel except back door has some damage but RACV wouldn't write it off.

If I was you Matt, I would just take the money and get another one. Strip as many accessories off as you can before you give it to them.

Regards

John D - Defender 110 2.4

Any good panel beater (this is what my brother inlaw said to me, 20yrs a panel beater) wont normally bog a roof like that, too much flex. He said mind u RACV do like to cut prices sometimes.

Think it is going to be written off, and accessories sold off. Well that is my thinking as of 11am today.

Matt.

[trobbo]

I would give vic roads a call and find out what is involved with the VIV check and how much has to be repaired. The idea of the check is to stop cars being rebirthed and seiously damaged cars getting back on the road. A 10+ year old car will be written off with very little damage and can be fixed relatively cheaply and easily.

If you are looking for panels give Steve a call on 0412 075 002

He sells bits on ebay and when I was there on the weekend looking for a door he has aout 15 D1's most of which have all the panels still available so you may even get the colour you want without a respray.

Land Rover Discovery S1 Parts - eBay, Other, Car Parts, Accessories, Cars, Bikes, Boats. (end time 06-Apr-10 12:09:59 AEST) (http://cgi.ebay.com.au/Land-Rover-Discovery-S1-Parts_W0QQitemZ230454760836QQcmdZViewItemQQptZAU_C ar_Parts_Accessories?hash=item35a82c9584)

[dale]

If you can get all of the aftermarket accessories off it that you can and let them take it and buy a new one.

If you cant look at what accessories and modifications are there that you could salvage from the Disco and see if they are worth the amount they are willing to sell it back to you for.

[matbor]

Anyone got some crappy tyres 5x to suit Disco 16inch rims, don't have to be roadworthy, just hold air.. swap for a slab of beer :D South-East Melbourne.:wasntme:

[haggisbasher]

I could have....

only have 4 rims and tyres tho..... old Rangie ones.

Chris
Am away until monday but send me a PM with your number.

[SPROVER]

Yeah ive got some as well.There in my backyard doing nothing.If you dont get Haggisbashers tyres i have some here.A slab sounds good.:D

[ariddell]

The VIV process can be a nighmare if they decide to get picky and actually hold you to the "manufacturers specs" terminology for the quality of repairs.

I went through it when i bought a repairable write-off D2 a while back, you could get lucky and they'll pass it straight through with the hail damage unrepaired, but conversely get them on a bad day and they could require you to replace the entire roof panel with new as filling in the dents with bog or knocking them out and spot repainting any resulting paint cracks likely wouldn't be up to original factory standards.

Bit of a risk, so given current market values to buy a replacement i'd be recommending giving the VIV process a miss and just have it written off, keeping whatever accessories etc you can before it goes as mentioned.

Cheers,

Al

[haggisbasher]

Hey Mat,

you still need some rims and tyres?.... off until friday but send me a PM with your mobile if you want them.

Chris

[matbor]

Hey Mat,

you still need some rims and tyres?.... off until friday but send me a PM with your mobile if you want them.

Chris

thx for the offer, didn;t bother in the end, didn't have time.

sad day, disco gone... time to find a new ride :cool:


(http://myworld.ebay.com.au/discosrule)