Insurance prices and companies!

[UK_P38]

I'm trying to find some good priced insurance, who do people use and how much do you pay? I get a good price on the comparison sites then when I fill in my details the price almost doubles!

[33chinacars]

Have you tried RACV. Cost me $480 for my P38 2 years ago

Gary

[glenhendry]

I got $450 thie year with youi.com and they were good for my Kluger and house too.

[poleonpom]

I'm paying quite a bit more with Shannons, around $950 mark with full no claims, but in my experience it's worth the extra for the no nonsense service and the fact that I can buy the car back if written off and choose my own inde repairer

[Hoges]

Model, year, your claims history etc etc etc. I suspect most members of the forum have a "reasonable" (= low) claims record and are on a 60% premium reduction -referred to here as a "no-claim bonus". I'm supposing your driving record is basically all in the UK. Rather than go online, I'd firstly get a statement of your insurance record from your most recent insurer in the UK and then talk to a "real person" . While there are 20+ insurance "brands" in Australia, they are in fact owned by less than half a dozen majors.

RACV/RACQ/NRMA etc are reasonable to deal with. Budget Direct /Allianz/Shannons etc are other options and all have cross links with the major insurers for re-insurance etc.

In another life I saw stuff like this with recently arrived expats on 2-3 yr assignment in Australia. The letter from their o'seas insurer often carried a lot of weight in reducing their premiums especially if they bundled car insurance with other policies covering household contents / second car etc. It's a simple but often overlooked principle: you just need to produce as much evidence as possible to the insurer that you are a 'low risk' customer!

cheers

EDIT: I see you spent some time in NZ... would pay to get a letter of reference from your NZ insurance co. also

[PaulP38a]

Since I have consolidated my 5 car insurance policies from NRMA and AAMI under a single policy with Shannons I am now saving over $1k/year.

That was after having multiple policies and 65% no claim with NRMA for 20+ years.

Gotta be happy with that.

[DT-P38]

I'm trying to find some good priced insurance, who do people use and how much do you pay? I get a good price on the comparison sites then when I fill in my details the price almost doubles!

Check out online quoting from Woolworths and Coles. They are both trying to grow market share in this area, and offer extra discounts on their loyalty program's.

[Reads90]

I'm paying quite a bit more with Shannons, around $950 mark with full no claims, but in my experience it's worth the extra for the no nonsense service and the fact that I can buy the car back if written off and choose my own inde repairer

I am with Shannon's with the 110, 90 and the disco.

Works out $1400 for all three fully comp with all the extras

Car hit the 110 last year in the side . He was insured but Shannon's got the 110 fixed and sorted the whole situation perfectly could not recommend them enough

Ali

[Keithy P38]

I'm with suncorp, very happy with the service! My last P38 was written off (drowned while 4wding). They wrote it off no questions as I was on a gazetted road.

I am currently paying around the $530 mark, I am 27yrs old.

[Tombie]

Places like Youi are great value................


Until you want to make a claim :o


Shannons do great deals.. Especially if you bring more than one item to them to cover...

And their service when you need it is excellent

[Reads90]

Places like Youi are great value................


Until you want to make a claim :o


Shannons do great deals.. Especially if you bring more than one item to them to cover...

And their service when you need it is excellent

Yeah totally agree. Not always the best thing to have the cheapest insurance company cover your car.

I have heard far too many stories of people getting cheap insurance but when they go to claim nothing but trouble.

Just car offered me a really cheap rate when I first got here 7 years ago on my 90 but they valued it at $5000. Where as Shannon's valued my 90 at $18,000 for not a lot more money. But I have since heard horror stories about Just Car.

But Shannon's is owned by Suncorp so have someone big behind them.

[Chucaro]

I'm trying to find some good priced insurance, who do people use and how much do you pay? I get a good price on the comparison sites then when I fill in my details the price almost doubles!

If you are young like me :D ask APIA for a quote.
IMO it is the best by far.

[clubagreenie]

I went through a company called TCIS underwriting, who broker specialist and enthusiast insurance. For just under $1000- they valued the D2 (2000MY) at $15,000 and added another $10,000 for accessories at full retail value. Covered on road and off, recovery back to home, first option on buy back on wreck if written off (until 15yo) then salvage rights on wreck.

Compared to the last insurance with AAMI was $1100- and valued at $12000- including accessories.

[UK_P38]

Cheers guys, have to wait a week while my license gets transferred to an Aussie one, getting a quote with an international is very expensive but even when I say I have an Aussie one not found anything below $1200! Will keep trying with the tips on here...

[davo52]

Yeah totally agree. Not always the best thing to have the cheapest insurance company cover your car.

I have heard far too many stories of people getting cheap insurance but when they go to claim nothing but trouble.

Just car offered me a really cheap rate when I first got here 7 years ago on my 90 but they valued it at $5000. Where as Shannon's valued my 90 at $18,000 for not a lot more money. But I have since heard horror stories about Just Car.

But Shannon's is owned by Suncorp so have someone big behind them.

Just as a matter of interest, just car is fully underwritten by aami which is also owned by suncorp. There is only a very few big companies with many irons in the fire when it comes to auto insurance.