Deefer Insurance

[turbo6i]

Hi

Loving my new Defender but not the insurance quotes I am receiving. So far the best offered is $1200 for full comprehensive from Allianz. Seems a little too much

My2014 defender 110.

Any suggestions on which company insure best?

[87County]

You would have to shop around to know if it was high.

Where are you located ? It does have a bearing on the premium

I have found the major companies quite negotiable, why not try some of them ?

There are cover alternatives other than full comprehensive also.

[n plus one]

Hi

Loving my new Defender but not the insurance quotes I am receiving. So far the best offered is $1200 for full comprehensive from Allianz. Seems a little too much

My2014 defender 110.

Any suggestions on which company insure best?

I found Allianz the most competitive for me - until my my modifications became too extensive and they wouldn't ensure me any more - went and saw a 4wd insurance broker who got me a substantially increased payout value and a slight reduction in premium - I'd give it some consideration if I were you.

[Happyisnotgreed]

Hey
We just insured out brand new MY14 Defender 110 with budget direct for just under 600 per year for full comprehensive insurance and with a two year new car replacement option. Never had a problem with these guys and have two other cars with them and the service is great


Cheers and good luck

[Outback 1]

Hey
We just insured out brand new MY14 Defender 110 with budget direct for just under 600 per year for full comprehensive insurance and with a two year new car replacement option. Never had a problem with these guys and have two other cars with them and the service is great


Cheers and good luck

I have my d2 with them no problems

[FeatherWeightDriver]

I'm pricing this up now too (in preparation for Sunday / Monday pickup :D )

comprehensive cover, Sydney postcode, max no claim, garaged, private use, over 30 drivers only, no windscreen, glass, hire car, roadside assist or no claim rating protection (unless included standard) about $800-875 excess and agreed value at 48-50k

Budget direct gold comprehensive at $737
AAMI $980
Allianz $1154
GIO $1164
NRMA comprehensive plus $1321
Shannons was around $1615

These are all web quotes, with no over the phone haggling

[DieselDan]

Yep I'm doing similar, getting quotes from a few places (although possibly a bit prematurely as mine doesn't arrive for another few months).

For all drivers over 30, max no claims, fully comp (no windscreen or hire car cover), garaged in Melbourne postcode, one quote with market value, the other with full replacement car option, $500 excess:
One quote at $1140, the other at $1070.

Will have to shop around again when I decide on the full list of goodies to add, but certainly worth checking out Budget!

[BilboBoggles]

I spoke to a Land Rover Panel shop during a recent insurance claim, I think it's important to understand how various insurance companies operate in the event of a claim.

I'm with RACV , and whilst they are good, they do have a few policies I don't like on repair parts, for example my 4 week old MY13 defender was T Boned. RACV were really good on approving the repairs, BUT they scunged out on replacing a scuffed sawtooth wheel, instead they had it repainted. It's OK - but I would have preferred a new wheel on my 4 week old car.

The top insurance company the panel shop preferred to work with because they let the repairer fix things properly, was Shannons.

I have now switched all of my other Defenders to Shannons.

[ProjectDirector]

I spoke to a Land Rover Panel shop during a recent insurance claim, I think it's important to understand how various insurance companies operate in the event of a claim.



I'm with RACV , and whilst they are good, they do have a few policies I don't like on repair parts, for example my 4 week old MY13 defender was T Boned. RACV were really good on approving the repairs, BUT they scunged out on replacing a scuffed sawtooth wheel, instead they had it repainted. It's OK - but I would have preferred a new wheel on my 4 week old car.



The top insurance company the panel shop preferred to work with because they let the repairer fix things properly, was Shannons.



I have now switched all of my other Defenders to Shannons.


Am with RACV too, the defender is registered under the business and I did hear some bad things about them. I will enquire with Shannon's

[BigBlackDog]

I am with Allianz but through DGA brokers, good price and great conditions

[T.Middo]

I've insured my 2013 def90 with Suncorp for around $1270 i believe. But i got the top cover with every available extra. The way i see it is that my Deefer is an investment, and i want to have the least amount of loop holes that the insurance company can get through if anything should happen to any part of my pride and joy at any time. After some research i found that the cheaper your insurance the more "no cover" clauses they have, regardless if its advertised as the companies top cover.

[Reads90]

Am with RACV too, the defender is registered under the business and I did hear some bad things about them. I will enquire with Shannon's

I am with Shannon's on all three of my landies. 2 Defenders and one Disco

With Shannon's as the 90 is an import and the 4 big insurers will not touch an import.

For all three full comp with the toys listed is $118 a month so $1416 a year.

Wife had a bloke drive into the side of the 110 last year and Shannon's stepped up and replaced everything no argue and got it done straight away.

I have always said can't go too cheap on insurance due to when you want them, they will then show you why they were cheap.

[tonic]

Mines a 98 so age has a bit to do with it, NRMA under $500 a year.

[ProjectDirector]

I am with Shannon's on all three of my landies. 2 Defenders and one Disco

With Shannon's as the 90 is an import and the 4 big insurers will not touch an import.

For all three full comp with the toys listed is $118 a month so $1416 a year.

Wife had a bloke drive into the side of the 110 last year and Shannon's stepped up and replaced everything no argue and got it done straight away.

I have always said can't go too cheap on insurance due to when you want them, they will then show you why they were cheap.


I have mine insured for agreed valued of $61k only because of all the extras I put on after I bought it. I have been with RACV for many years but when I bought the new Defender I registered it to my company so I couldn't insure it under my name so they treated it as new customer :( and hence the premium was $300 higher. I tried 3 other big insurers and were all similar.
I tried Shannon's but they have a max value of $50k.

[Devans]

Mine is ensured with RAC, full comp, costs me $600 as a 21 year old, $200 excess. They also insured my car for $2000 more then I payed for it...

They also said they'll make it $400 next year if I do a free RAC driver training course.

Allianz quoted me $1400, they said they don't match quotes. AAMI quoted me $700.

[bent]

Hi I gave up on the NRMA's RACQ etc after I read the fine print. I felt that I would be ininsured in offroad use and would loose out on the value of my accesories, went with TCIS brokers. Was able to list all my extra's (PTO winch, bullbar, heat exchage etc etc) and the replacement value of each. Have no geographical limitations with cover for off road use including recovery after a prang.

They have been pretty good, each year they offer a couple of alternitives. Have never made a claim though.

Cheers.

[Trundle]

[QUOTE= Have no geographical limitations with cover for off road use including recovery after a prang.


Cheers.[/QUOTE]

Worth it weight in gold, when you consider any remote recovery/extraction is usually a minimum fee of $3000 where I am, and most 4x4s aren't covered off the blacktop, but most don't realise that until it's too late!
I know of a number of people who have had to walk away from $50,000 plus left in sand dunes...
Cheers

[ProjectDirector]

Hi I gave up on the NRMA's RACQ etc after I read the fine print. I felt that I would be ininsured in offroad use and would loose out on the value of my accesories, went with TCIS brokers. Was able to list all my extra's (PTO winch, bullbar, heat exchage etc etc) and the replacement value of each. Have no geographical limitations with cover for off road use including recovery after a prang.

They have been pretty good, each year they offer a couple of alternitives. Have never made a claim though.

Cheers.


Excuse my ignorance, what is TCIS?

[Dopey]

4WD Vehicle Insurance - TCIS Insurance Brokers | Commercial Business Insurance | 4WD Vehicles | Home and Content Insurance - (Powered by CubeCart) (http://www.tcis.com.au/index.php/4wd-vehicle-insurance/b_4.html)

[ProjectDirector]

Thank you

[turbo6i]

I've insured my 2013 def90 with Suncorp for around $1270 i believe. But i got the top cover with every available extra. The way i see it is that my Deefer is an investment, and i want to have the least amount of loop holes that the insurance company can get through if anything should happen to any part of my pride and joy at any time. After some research i found that the cheaper your insurance the more "no cover" clauses they have, regardless if its advertised as the companies top cover.

What evidence is there is if suncorp will cover you when push comes to shove?
I purchased a proper 4th to go 4x4ing. If anyone were to charge me a premium to insure it..... they better insure it to what ever extent it's designed for,......





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