View Full Version : Shall I goo the extended warranty? Not doing a lot of kays
JamesH
23rd April 2014, 05:23 PM
Hi All
 
I'm 18 months in and have done 25000km. I don't use the car to drive to work and but I do some longer trips. I expect by the time the warranty expires at 3 years I am only 50000km
 
So I guess if I buy the extended warranty it will be two years which takes me out to 80-85km.
 
The question is in my case do you think the extended warranty will  last until the time things might die like the compressor for suspension etc? If I looked like I was going to be at 100000+ or so I would buy the warranty, but 2 grand and only have the car effectively covered until a relatively small amount of kays. I'm wondering at the benefit.
 
I know it's all a gamble and anything could happen but in my low kay case what would your gut tell you?
 
tia
mowog
23rd April 2014, 05:29 PM
I got the extended warranty. I think its worth it.
scarry
23rd April 2014, 06:46 PM
Been thinking about it as well,mine has only done 30k in 27 months.
Hard decision,took it out on the last D2,and nothing went wrong.
I recon i will take the punt and do without it.
It won't help with resale with mine either as i intend to keep it for a while.
LandyAndy
23rd April 2014, 07:00 PM
Hi James.
YES.
Resale for one incase you go Disco5;);););)
We have a Volvo grader at work,now out of its 6 year warranty.In its life,outside the normal warranty period.2 engines,one diff,one driveshaft.It was supposed to be sold on the warranty expiry date to keep failure replacement costs down.We still have it:mad::mad::mad::mad::mad:,another driveshaft,full wiring loom,set of injectors,mull board drives, and a gearbox that could fail any day.
Keep the warranty up on the Disco,you just never know what will happen next week;);););)
All the best,I WANT ONE!!!!
Andrew
JamesH
24th April 2014, 09:34 AM
Thanks for the replies. That's the trouble; I agree with all of them even when they don't agree with each other.
WhiteD3
24th April 2014, 11:26 AM
Not sure if this helps but..........
My warranty is up next week and I've decided not to extend the warranty.  I do 25k pa, mostly highway and urban.  In 3 years the only issue I've had was the spare wheel winch which was replaced last month with no drama.  I intend to keep the D4 until the D5 or Disco Sport is available.
I did get the extended warranty on the D3 thinking it would help with resale but I don't think it did.  I had one claim for a seized universal in the steering assembly.
letherm
24th April 2014, 12:41 PM
I opted to buy the extended warranty.  My reasoning was that the cost of one major fail past the normal period would far outweigh the cost of the extended warranty.  I don't do many k's either but to it gave a peace of mind that I'm covered for the extra period.  When taken with the cost of a new HSE it didn't seem that much more.
Martin
LGM
24th April 2014, 04:53 PM
I elected to go for the extended warranty given my intention to hang onto the vehicle to at least year 5. 
 
I am 3 years in and have 91k on the clock so I do travel a little more than you.
 
I have had some warranty claims (suspension compressor being one) and judging by the price of the items I have had replaced the extended warranty cost pales into insignificance.  
 
I would not want to spend my hard earned savings on a new motor or gearbox if heaven either one failed.  
 
That said not all items are covered by the extended warranty. Read carefully and make up your own mind. 
 
Just remember that the cost of a major D4 component is getting towards a small house mortgage type dollars!
alittlebitconcerned
24th April 2014, 05:20 PM
Personally I wouldn't. I would prefer an independant working on my car after my very long experience of consistantly poor quality of workmanship the dealerships gave me. And I mean pooooooor.
JamesH
24th April 2014, 05:54 PM
Thanks LGM. I'm aware of the costs and that's why I'm giving extended warranty serious consideration but I expect to be only 85 km when it expires. Gearbox, 2nd turbo, compressors. I'd hate to have replace any of them but if they hung on until say a year after the expiry it would be like salt in the wound.
chuck
24th April 2014, 06:39 PM
Are you aware that if you are using the car for work then the extended warranty is tax deductible.
Accountant was a little unsure at first but did some research & agreed.
Still expensive but it helps  - I will buy the warranty on June 30.
Cheers
sniegy
24th April 2014, 06:51 PM
I Would!
I did! I also only do low K's (At present 4.25 Yrs old & only 50K on the clock)
Peace of mind for me & well everyone else has also explained why.
Cheers
Tombie
24th April 2014, 06:52 PM
And whilst your vehicle may be kilometer young it's still getting old - rubbers are aging, seals are taking a set, fluids are changing, bearings, and Tyres going outside operating life.
Engine oil is sitting, with combustion acids etc doing very little.
Not using a vehicle is as bad if not worse than driving the thing regularly :)
I'd get the warranty.
After all, you pay your home/contents/car insurance each year and when you don't claim - well that's a bonus!
scarry
24th April 2014, 07:06 PM
Agree with tombie,low mileage can cause as much wear and tear to a vehicle than lots of k's.Low mileage and lots of short  stop start city work is not good at all.
Even though mine does low k's most of the mileage is long runs.
Seeing i am the only one who may not go with it,who has gone with it and has it payed off?
Or not?
That is referring to D3/4 vehicles.
JamesH
24th April 2014, 07:47 PM
Interesting replies all of them. Even though mine does low km, at least half would be a highway speeds. I don't drive to work so the car is used for my social life which includes frequent rural trips. I do drive round the metro area but rarely in peak traffic. Weekends etc. 
One thing I do that might age it is drive like a Nanna. My second turbo could well die of boredom before five years are out, so Sniegy and Tombie's comments are well taken.
jon3950
24th April 2014, 09:12 PM
Seeing i am the only one who may not go with it,who has gone with it and has it payed off?
Or not?
I'm with you Paul. I had the D3 for 5 years, 140k. In the 2 years after the warranty it cost me nothing that I could have claimed back on warranty.
I intend keeping the D4 for the same length of time and won't be going for the extended warranty. 
Cheers,
Jon
sniegy
25th April 2014, 10:33 AM
And whilst your vehicle may be kilometer young it's still getting old - rubbers are aging, seals are taking a set, fluids are changing, bearings, and Tyres going outside operating life.
Engine oil is sitting, with combustion acids etc doing very little.
Hence also why the servicing schedule is such that Kilometre or Time should be adhered too.
My vehicle just had the 96K service done, yet only 50odd K's.
Jon, You may be right too as i have only 9months left on my vehicle before the Extended Warranty runs out. I may have spent all this money for no reason. 
My vehicle has not faulted in the Ext Warr. period at all & hopefully doesn't for the time i expect to keep it (or D5 turns up):D
Its only money:p:p:p
jonesfam
25th April 2014, 02:57 PM
This week I had the dash replaced, front diff seal replaced & rear brake sensor replaced, all under extended warrantee. This would have cost close to 3 grand.
So the warrantee just more than paid for itself & still has 18 moths (about) to run.
The car is an 09 but with only 90000k.
I think it is well worth it not to mention that although LR have picked up their game they are still Land Rovers.[tonguewink]
Jonesfam
Graeme
25th April 2014, 03:29 PM
The warranty service requirements meant that no claim would be honoured for my vehicle so there was no anguish in making the decision.
lpj
25th April 2014, 03:36 PM
The warranty service requirements meant that no claim would be honoured for my vehicle so there was no anguish in making the decision.
Out of interest, what service requirements do you mean? Is it a dealer vs independent thing or are there other traps we should be aware of?
Graeme
25th April 2014, 07:53 PM
Relying on a sometimes suspect memory but must be dealer serviced and must not have any modifications.  Although I would argue that my modifications shouldn't affect any major component, the dealer servicing was not going to continue due to the distance and accompanying inconvenience and that I'm accustomed to doing my own servicing after expiration of the factory warranty period.
DiscoMick
25th April 2014, 09:05 PM
I'd get it for peace of mind and to add to resale value. One major fail and its paid for.
Sent from my GT-P5210 using AULRO mobile app
scarry
27th April 2014, 02:10 PM
Are you aware that if you are using the car for work then the extended warranty is tax deductible.
Cheers
As are repairs,that is if you have any...;)
kenl
27th April 2014, 06:41 PM
My new car warranty expires today, the quotes I had were more like $4000 for a 2 year extended period and the list of exclusions was HUGE. From memory the entire interior and all body work was excluded, it essentially covered just the drive train. 
I opted to not get it, and hope that I don't regret it? You also need to bear in mind that Australian consumer laws override any Land Rover warranty in the event of say and oil pump bolt dropping off on a car that one could reasonably expect it not to. It happened on my D2 20,000km out of warranty, no problems Ken, here's a new motor and turbo, no charge.
lt8x7
29th April 2014, 08:52 PM
When I got my 2008 D3 with 55000kms on it almost 2 years ago, I also took out the Allianz extended warranty for peace of mind.
I am glad I did. Repairs so far:
- gearbox rebuild (took them 6 attempts over 18 months)
- high pressure fuel pump
- front lower control arms
- front ball joints
- rear diff 
- intercooler hose
- park brake activator mechanism
I think I have got my money's worth.
letherm
29th April 2014, 10:31 PM
Like all insurance, it's a gamble.  They're betting that you won't make a claim and your hoping you won't have to, but "just in case" you pay them the money on the off chance that you'll need to claim. 
Martin
discotwinturbo
30th April 2014, 09:10 AM
Like all insurance, it's a gamble.  They're betting that you won't make a claim and your hoping you won't have to, but "just in case" you pay them the money on the off chance that you'll need to claim.  Martin
Insurance is piece of mind....not a gamble. Going to the casino and putting money on black or red is not insurance in any form.
It8x7 would not call it an off chance.
To the insurer it's a numbers game...they are not betting.....it's calculated. The more claims the higher the premiums as they need to make money at the end of they day.
Not sure that my clients that have had cancer, severe motor vehicle accidents or had ip claims consider it a gamble....they managed to keep their financial lives in some sort of order.
But insurance is a necessary expense....you just need to way up the cost if you don't have it.
Brett....
letherm
30th April 2014, 09:53 AM
Insurance is piece of mind....not a gamble. Going to the casino and putting money on black or red is not insurance in any form.
It8x7 would not call it an off chance.
To the insurer it's a numbers game...they are not betting.....it's calculated. The more claims the higher the premiums as they need to make money at the end of they day.
Not sure that my clients that have had cancer, severe motor vehicle accidents or had ip claims consider it a gamble....they managed to keep their financial lives in some sort of order.
But insurance is a necessary expense....you just need to way up the cost if you don't have it.
Brett....
Hi Brett
I take your points about peace of mind and it being a calculated risk and that insurance companies are there to make money.  Personally, I'm conservative and have insurance coverage and I bought the extended warranty. The thrust of my comment was more about it being up to the person involved whether they pay the money or not, hence the phraseology used.   :)
Martin
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