Perentie CTP $1100!!!!

[dingsy]

Does anyone know why every insurance agency wants to charge me $1100 for CTP insurance for the perentie? I find this outrageous, the government calculator predicts 620 for NRMA and then once I fill all the details in at the NRMA website it bloats out to $1100. When I bought it last year I paid 700 odd for CTP -with GIO, they just sent a letter for 1050, why so much more? I live in NSW if that makes a difference. Pretty annoyed about this because I don't understand the why behind it.

[AnD3rew]

Don't know why, but I just used the NRMA calculator saying youngest driver was 26, regular driver was 48 lost 4 points on licence no convictions or suspensions and it came up with about that number.

[Bigbjorn]

Is it a 6 x 6? Then it is a 4.5 tonne tandem drive truck. Does that have something to do with the CTP rating?

[dingsy]

No it's a 4x4 hard top. It seems to me that all the insurance companies have cottoned on to the ex army interest and jacked the prices up for no reason. Of course I could also be jumping to conclusions...

[isuzurover]

It could be that they have assessed soft tops as being more dangerous in an accident. Try a state with fixed price ctp.

Just saw that it is a ht. Is that an option for the quote? What is the price for a 4bd1 one ten?

[dingsy]

It's registered with the RTA as a "Utility" with canopy fitted - they decided that. I'm pretty sure all utes get shafted which is probably what's happening here.- I'll give the 110 county a go as a comparison as well tomorrow.

[Redback]

It's registered with the RTA as a "Utility" with canopy fitted - they decided that. I'm pretty sure all utes get shafted which is probably what's happening here.- I'll give the 110 county a go as a comparison as well tomorrow.

It's because it has provision to seat 8, you need to have it changed to a 2 seater, which means an engineers cert.

Baz.

[isuzutoo-eh]

You may find it is registered as a commercial vehicle or ute. These attract higher CTP fees, because a previous government wanted to make CTP cheaper for the average family aka sedan driver, so they lowered sedan prices and raised utes etc. My 2a was also $1100, whilst my County (Omnibus) and FFR are around the sub $700 mark-which is why I was very careful to have my FFR registered as a 'convertible'. One of the few instances where getting a blue slip not via AFM was a wise move ;)

[Bigbjorn]

In Qld. long ago the cheapest CTP was for a private use ute. So we at Leyland registered all LR's other than wagons as utes. This was too easy a target for the government so the private ute classification was removed.

[PhilipA]

Yes the ute thing is correct in NSW.
I bought a soft top Suzuki Vitara about 14 years ago in NSW and had a heart attack when the CTP was $700 plus.
I bought it to move to Qld and leave at my house on Magnetic Island.

When I went to reregister in Qld I visited the Mt Gravatt Dept Transport and a lovely young lady agreed with me that it was a convertible, especially since it had seats in the back.
Good little earner for the insurance companies but based on the RTA category.
Regards Philip A

[cummo]

Dingsy,


Will be re-registering my GS Cargo Perentie in early August. NRMA CTP insurance quote totals $706 comprising $492 for the premium, $49 GST and $165 MCIS Levies.


Registration papers for the Perentie note tare weight as 2100kg/GVM as 3200kg. "Use" and "purpose" both noted as private.


I thought because the GVM was fairly high this might push the CTP premium up as from memory it did push up the registration fee more than I thought it would, however I also have a CTP quote for our 2013 Kia Sportage due for registration at the same time and the premium figure is virtually the same.


Based on mine I'm not sure what they're basing your quote on. Don't know whether noted driver age(s) comes into it; noted drivers for mine are the missus and I which are sub-50 years old (just)....

[d2dave]

Come and live in Vic. Total cost of rego and CTP varies between $650 and $750 depending where you live. I pay $650.

[Lotz-A-Landies]

If its a hard top you could get it registered as a PVF (Panel Van with Fenestrations (windows)) or just panel van and see if that makes a difference.

Most 4WD including Range Rover classic get the PVF classification.

The rates for utilities have gone through the roof because of all the ratbag driver tradies.

[solmanic]

I would have thought high CTP is because they are built like brick ****houses and can drive through or over just about anything causing more damage. :twisted:

[Lotz-A-Landies]

I would have thought high CTP is because they are built like brick ****houses and can drive through or over just about anything causing more damage. :twisted:That doesn't account for Holden/Falcon/Triton/HiLux utes all coming in for CTP upwards of $1K.