PDA

View Full Version : Wanted: Alternatives to PayPal



Jojo
21st November 2014, 05:41 AM
G'day all!
After getting more and more fed up with PayPal I am seriously considering quitting my account for good and finding other means of transferring money around the globe. Does anyone of you have an acceptable alternative to recommend?
Obviously, PayPal are the "market leader" in their business, but there might be another actor around, doing similar things but better, I have yet to learn about. I appreciate that PayPal has its merits, but there are some serious draw backs, hence me looking for a better solution. So, if you can give me some advice it will be much appreciated.
Cheers

BMKal
21st November 2014, 07:37 AM
I tend not to use any of them, either as a seller or as a buyer.

But I do know someone who speaks highly of ProPay. Apparently it's one of the few alternatives to Paypal that eBay will also accept.

olbod
21st November 2014, 08:58 AM
What are the drawbacks with Paypal ?

Ta.

Roverlord off road spares
21st November 2014, 10:03 AM
I tend not to use any of them, either as a seller or as a buyer.

But I do know someone who speaks highly of ProPay. Apparently it's one of the few alternatives to Paypal that eBay will also accept.
The rates are still not good, after all how much does it cost to launder a bit of money, inc starch and a press?:p

ProPay Value



Sign up in minutes online—no paperwork.
Swipe rate 2.60%.
Keyed rate 3.40%.
Toll free customer service

incisor
21st November 2014, 10:06 AM
What are the drawbacks with Paypal ?

Ta.

got a big sheet of paper and a couple of pens?

VladTepes
21st November 2014, 03:12 PM
Paypal annoy the crap out of me because they seeit as their place to moralise as well as offer a market service.

They will not 'allow' paypal to be used for any firearm related transactions.

For example, donation to assist in the running of a hunting forum.

******.


The sad thing is that if you want to deal with many O/seas businesses, Paypal is really the only option these days.

incisor
21st November 2014, 03:17 PM
there are no really viable alternatives at this time

imho

as a purchaser of goods best you can do is always use paypal via a credit card

as a seller of digital goods, all you can do is bend over and prepare to be reamed.

VladTepes
21st November 2014, 04:05 PM
Why the credit card?

I went to send some money the other day and it said there was a bigger charge if I used a credit card as opposed to paypal balance / bank account debit.

The other REALLY stupid issue I've had with paypal is that my wife and I both have paypal accounts but have a shared bank account. Paypal won't let us both link our paypal accounts to the one bank account.

incisor
21st November 2014, 04:08 PM
gives you an extra layer of protection, if paypal wont help you question the card payment and paypal go into a tissy...

snafubar
21st November 2014, 06:04 PM
Alibaba are about to launch in Australia.
They have alipay, their version of paypal.
I havent looked into it, but might be worth a peek.....?
Alibaba (according to smh) turned over $248billion last year, more than eb@y + am@zon (i.e. combined) so they have the market presence.

What you need to know about Alibaba as the e-commerce giant launches in Australia (http://www.smh.com.au/business/what-you-need-to-know-about-alibaba-as-the-ecommerce-giant-launches-in-australia-20141118-11p4yl.html)

Hopefully put some pressure on eb@y.....
esp now they apply their fees to item price AND freight costs (since april).
How much of a dent in the profit margin would shipping an item from nsw to wa make?
sell only on east coast?

Sitec
21st November 2014, 06:21 PM
Can't remember which way round it is but either Paypal own EBay or the other way around. Agreed they're hopeless. They held a payment to me for a quad I sold. (Even tho Id stated in my advert not to use Paypal, the buyer did, 3 months later he got his quad as I refused to let it go until I saw my money... They held it as it was over $1000 and they thought we were laundering it!!??). I've heard of a company called Paymate but not used it. Most sellers now seem to have a link where u can pay by card (using a Paypal link) but the buyer does not have to have an account. I never sell on Ebay now as its a PITA, and Gumtree works well! :)

Don 130
21st November 2014, 08:18 PM
Both gumtree and paypal are subsidiaries of ebay.
Don

alittlebitconcerned
22nd November 2014, 04:23 AM
gives you an extra layer of protection, if paypal wont help you question the card payment and paypal go into a tissy...

Interesting! Is it the kind of tissy that ends up getting you what you want?

olbod
22nd November 2014, 09:04 AM
Well I have never had a problem with Paypal.
I use it to pay for small items like books and toys and pay household bills.
I dont have any complaint nor a reason for concern.

incisor
22nd November 2014, 09:21 AM
Interesting! Is it the kind of tissy that ends up getting you what you want?
if you can prove your case to the bank it overrides paypal's one eyed approach.