Shannons Comprehensive CTP

[oowa]

Can anyone tell , the difference between Regular CTP and Shannons Comprehensive CTP for our beloved Perentie, basically do I need Comprehensive CTP and regular comprehensive insurance.


thanks

[LandroverScott]

HI,

I just swapped mine onto Shannons, they only do full comprehensive (which includes third party). they also know what a Perentie is and offer full salvage rights.

For me only slightly more than RACV third Party Fire and theft insurance.

regards

[Mick_Marsh]

I think oowa was talking about compulsory third party, the type that comes with Victorian registration. In NSW they have to buy CTP separately.

[Aussie Jeepster]

I spoke to Shanons today and they quoted me $400 for $12K full comprehensive cover. Tried the local RAA and it was all too hard for them.

[stealth]

Try a quote with Lumley insurance for club permit vehicles if you have your Perentie on club permit in Victoria. I had Shannon's for 20 years but flicked them when they started getting greedy and found all the same offerings from from Lumley at much better rates.

[Aussie Jeepster]

Try a quote with Lumley insurance for club permit vehicles if you have your Perentie on club permit in Victoria. I had Shannon's for 20 years but flicked them when they started getting greedy and found all the same offerings from from Lumley at much better rates.
My Shanons quote was based on driving 2 or 3 days a week and on normal rego (no club permit or historic rego).

[LandroverScott]

I think oowa was talking about compulsory third party, the type that comes with Victorian registration. In NSW they have to buy CTP separately.

Yeah got that, used to live in NSW, but - couple of points here

Shannons only do full comprehensive which is inclusive of third party

Vicroads do TAC charges with your rego which is effectively third party personal insurance but not third party porperty https://www.vicroads.vic.gov.au/registration/registration-fees - you need to take third party property out with an insurance company

At least that's my understanding and what is covered by full comprehensive insurance or Third party fire/theft or legal liability insurance. Happy to be corrected but dosen't change the insurance status os my vehicles.

[oowa]

Thanks guys,
I took out a CTP comprehensive for rego ( couldn't get out of that one.


To Comprehensive insure it, they want $536 to insure for $15k, As it only gets used once a month, and stored in garage, think that money better spent at Dan Murphy's.


Ta

[LandroverScott]

Thanks guys,
I took out a CTP comprehensive for rego ( couldn't get out of that one.


To Comprehensive insure it, they want $536 to insure for $15k, As it only gets used once a month, and stored in garage, think that money better spent at Dan Murphy's.


Ta

Shannons only $240 full comprehensive $15k agreed value for me, must be a post code thing!

[101RRS]

Sorry I am confused - as I understand it, CTP insurance (3rd Party Personal) is complusory and is whats called a Green Slip and is part of the overall rego payment - you produce your Green Slip and then get your rego.

Comprehensive insurance is something different and basically covers car damage and other property damage (with a personal component as well) and is not compulsory.

You do not get your Green Slip as part of your Comprehensive Car insurance.

Not sure what the OP was/is trying to buy.

Garry

[oowa]

That was my original question, I was confused as they call the CTP Comprehensive insurance.

I will get back to them in comparison to Ballarat and Toongabbie, double the price is a bit steep, considering I only take it out of the garage once a month.

Ta

[Homestar]

Thanks guys,
I took out a CTP comprehensive for rego ( couldn't get out of that one.


To Comprehensive insure it, they want $536 to insure for $15k, As it only gets used once a month, and stored in garage, think that money better spent at Dan Murphy's.


Ta

When I had full reg on the 101 Shannon's charged me just over $300 per year based on $22K. Now it's on club reg, they are charging me $270 per year, but the agreed value is now $28K. Pretty good value IMO.

[oowa]

Well I paid $242 for third party, big difference is, if someone hits me and writes off my Landy I get assessed for payout instead of agreed value.
For a vehicle that goes out about twice a month, that suits me fine.

Thanks guys
Ta