The dying days of the ATM

[bob10]

The dying days of the ATM | The New Daily (http://thenewdaily.com.au/news/2016/03/20/peak-atm/)

[JDNSW]

I suspect that like many such publicised "demise of" stories, while it has some truth, it is exaggerated. I have difficulty seeing cash disappearing altogether, and while I think that at the moment we certainly have too many ATMs in a lot of places, I think they will be around almost as long as cash is.

John

[Narangga]

I suspect that like many such publicised "demise of" stories, while it has some truth, it is exaggerated. I have difficulty seeing cash disappearing altogether, and while I think that at the moment we certainly have too many ATMs in a lot of places, I think they will be around almost as long as cash is.

John

"The reports of my death have been greatly exaggerated." - Mark Twain

and I agree John.

[Homestar]

if they are on the way out, how come Australians spent $576 million in ATM fees last year? I'd like to get a slice of that 'dying' pie...

Although it looks like ATM use is backing off, I don't see a cashless society in my lifetime. Geez, at most bakeries it's still cash only. They said the introduction of the GST would cause our society to become cashless - see how that turned out....

It's still a sought after commodity and I can still haggle at a lot of businesses and get a better deal by breaking out the cash. ;)

And, if all the ATM's disappear, then heavens forbid - I'll actually have to walk into a bank to withdraw some - I bet no ones done that for a while - I certainly haven't. :D

[John H]

Banks are an endangered species out side of suburbia.ATM's are their replacement in the country.I foresee the cash in hand bank depriving the govt of extra taxes.

[DiscoMick]

Just remember, the banks aren't closing branches to benefit their customers, it's all about profits. Service to customers is not a high priority. Walk into the bank branch and get a real person to serve you.
Incidentally, don't use automated supermarket checkouts either as they just put people out of jobs. If we all joined the 40% who already refuse to use them they would be taken out.

Sent from my GT-P5210 using AULRO mobile app

[Homestar]

I've never used a self serve checkout - the whole idea of them disgusts me.

I have been invited to use them many times while standing in line. My response has always been 'Do I get a discount for using them?' Their reply 'No' so I say 'Then why would I?' That leaves a puzzled look on their faces.

I once went into a smaller Coles store - no checkouts open, only self serve - I made the assistant put through all my shopping while she 'showed' me how to use them. When she asked me to swipe my card, I gave it to her to do, then made her get the receipt and give it to me. ;)

For anyone who uses them - shame on you...

[Disco-tastic]

I use them. If i want one or two things and theres two people with full trolleys at each checkout it takes AGES. I can use the self serve checkout and be done in a minute.

But if i have a trolley full of stuff or its not busy ill go through the assisted checkout.
Anyways i hate atm fees.

Cheers

Dan

[AndyG]

Do you pump your own fuel or demand an attendant

[Eevo]

demand an attendant, always

[scarry]

demand an attendant, always

You will be waiting a while..:o

[Eevo]

You will be waiting a while..:o

think about it.
ive just interrupted their revenue stream.
whats cheaper for them?
them calling a tow truck or them pumping the fuel for me.

[scarry]

Probably cheaper to ring the police:o:D:D

They will soon move you on

[Eevo]

Probably cheaper to ring the police:o:D:D

They will soon move you on
demanding an attendant isnt a crime :)
soon being 2-3 hours to turn up :)

[scarry]

demanding an attendant isnt a crime :)
soon being 2-3 hours to turn up :)

Parked on the site,in the way of other customers,demanding something they can't produce, may be breaking some sort of law.

If not they will rock up and invent one:angel:

[Eevo]

Parked on the site,in the way of other customers,demanding something they can't produce, may be breaking some sort of law.

If not they will rock up and invent one:angel:


im sure there is a civil law for it... which police dont do (they do criminal law)



otherwise, when the police rock you, you can always claim to be broken down and ask for a push and you been trying to explain that th whole time to the attendant.

[AndyG]

Once they tell you to move on and you don't, that would be trespass?

[Eevo]

Once they tell you to move on and you don't, that would be trespass?


do you think they are that smart?
hard to move if your broken down.
lots of possibilities.

[Homestar]

I use them. If i want one or two things and theres two people with full trolleys at each checkout it takes AGES. I can use the self serve checkout and be done in a minute.

But if i have a trolley full of stuff or its not busy ill go through the assisted checkout.
Anyways i hate atm fees.

Cheers

Dan

That's exactly what they want you to do and will always guarantee that self serve checkouts will exist. I only shop at Coles and Woolies when I can't get to an independent when away from home. I use my local Foodworks for 90% of my shopping - if there's more than 1 person in a queue at a checkout, they open another one. I get my fruit and veg from the fruit shop around the corner and my bread from the local Bakery. I'll always try and keep my money in town.


Do you pump your own fuel or demand an attendant

Pump my own, only because there's no option not to in my town - but there are plenty of options not to in the food world, but a generally lazy and apathetic society is making sure those avenues get closed off slowly.

Everyone complains that the 2 majors have a duopoly on the market but they're all the same ones that keep going back week in week out to make sure they are. They are being duped as the Australian content becomes less and less - again, almost my entire grocery shop is Australian produce - it's out there, you just need to stop going to the big 2 to find it - they have no problems pushing Australian content off their shelves in favour of the home branded stuff made OS to fatten their profit line.

I don't know why so many seem to fall for this to be honest - most people want to do the right thing, but when it means changing their habits, it all becomes too hard.

[Eevo]

Everyone complains that the 2 majors have a duopoly on the market but they're all the same ones that keep going back week in week out to make sure they are. They are being duped as the Australian content becomes less and less - again, almost my entire grocery shop is Australian produce - it's out there, you just need to stop going to the big 2 to find it - they have no problems pushing Australian content off their shelves in favour of the home branded stuff made OS to fatten their profit line.

I don't know why so many seem to fall for this to be honest - most people want to do the right thing, but when it means changing their habits, it all becomes too hard.

most mum n dad investors have shares in woolies or coles. or both.

i shop at IGA which is a SA brand of store.
problem is, most of the australian stuff is more expensive.

[AndyG]

Coles is owned by Wesfarmers, with 210,000 employees and 500,000 shareholders, so i think the profits mostly stay here
Woolworths has a similar mix.

However, putting ownership to one side, i think they are both of a size which creates a unfair market dominance. Whether you could do a split on them in our legal framework is another question.

[Homestar]

Not saying that Woolies and Coles aren't Aussie owned - I never said that - I said they are reducing the Australian content on their shelves (which they are) and I prefer to keep my money in my local town - Which my local Foodworks does - I personally know the guy who owns it, whereas all profits from the big 2 don't stay in my town - it's something I choose to do, if you don't, no skin off my back, but most people that winge about the dupoly they have seem to shop there - It was an observation is all.

Self serve checkouts I've made my point of view clearly about - they take jobs away from locals and you get ripped off even more when using them - who would do that?

As for the Australian products being more expensive Eevo, there's a thread running here about buying Australian, the common concensus is that this is a good thing and we should be supporting our local businesses. Doesn't this also apply to our Farmers and food manufactuers as well???

I'm lucky enough that the few extra dollars this may cost doesn't bother me, I know some are on such a tight budget that they may not be able to, but anyone that drinks, smokes or buys a cup of coffee can afford a few extra dollars to suppport thier local Farmers IMO, so take all that out and there aren't too many with a valid excuse IMO.

Give up 1 packet of fags or a dozen stubbies a week or a cup of coffee a day and you could do your entire shop Aussie made. No excuses really now is there. :)

[bob10]

Don't be fooled by the Woolies home brand switch.

Don (http://thenewdaily.com.au/money/2016/03/29/dont-fooled-woolies-home-brands-switch/?utm_source=SilverpopMailing&utm_medium=email&utm_campaign=20160330%20The%20New%20Daily%20(1)&utm_content=&spMailingID=25093963&spUserID=MTIxODgyNjMyMTEwS0&spJobID=764514750&spReportId=NzY0NTE0NzUwS0)

[Eevo]

Give up 1 packet of fags or a dozen stubbies a week or a cup of coffee a day and you could do your entire shop Aussie made. No excuses really now is there. :)

hard to give up any of those as i dont smoke, drink beer or coffee.
or i could give up aussie products and save $20 a week.

[Homestar]

hard to give up any of those as i dont smoke, drink beer or coffee.
or i could give up aussie products and save $20 a week.

Absolutely your choice, but don't come whinging when you or someone you know can't get a job because of all the people like you who don't and won't give a toss until it's too late.

What else are you going to spend your millions on Eevo? :D

[Eevo]

I think the 2 issues are largely unrelated.
Uncompetitive industry is the problem and Australia is really uncompetitive