Beach Idiots

[Strop]

Entering main beach at Straddie yesterday and as I pass the dunes I suddenly see an idiot who has approached the entry at an angle where he is unable to see anything. I go to the left and bugger me he keeps the boot in.

All we can see a big bull bar coming straight at the middle of the car. You can see this bloke is stuck in the ruts and not slowing down. Harder left from me don’t dare to stop as that means into the doors. Expecting a big hit in the rear corner but thank heavens just a graze from the bull bar.

I get told just an accident mate, I was trying to get off the beach. Not my fault.

Yeah, at speed, without checking the entrance/exit for other vehicles, from an angle where you can’t be seen and no sign of any bulges on the tyres. No wonder he needed to go flat out in his Prado.

A small scratch on his bull bar. No insurance claim there. Now to try and get him to pay. I don’t like my chances.

https://uploads.tapatalk-cdn.com/20190104/93189b8ce52861f198558aacdf90ab09.jpg

[101RRS]

That is at least a $1500 - $2000 claim so I would be putting in a no fault claim - I hope you got his details.

[justinc]

^^^ 100%. The attitude of the guilty party immediately deserves a damages claim. " Not my fault" 😡🤬 so who's was it then?? The man in the moon???
Had the same issue when, In a horrific wind, a woman let go of her door and it caused $1700 worth of damage to our LS430. Her response? " oh that wasn't my fault, it was the wind!" 🤬🤬. Needless to say she got hit with the whole claim via our insurance company..

Idiots.

[Eric SDV6SE]

That attitude really gets me. We all try to look after our rigs,then some moron comes along and does that.

you mentioned the beach entry, normally there’s separate entry and exit tracks to avoid “meeting” halfway. If you were entering, then the guy that hit you was going the wrong way, ie exiting from the entry route.

best of luck with insurance claim.

[Celtoid]

That'll be worth more than your excess for sure I'd say plus the extra bonus of dipping into the tool's wallet.

Your insurance company will pay for your car .... and I doubt that will be cheap at all.....and they will pursue him.

Hope you got his details and witnesses will be really handy too.

Word of advice though .... do some research on your repair options. I had a minor ding in my tailgate due to some tool reversing into me .... an unobscured D4 is pretty hard to see apparently [bigsad]…… but the monkeys that RACQ use as repairers did more bad than good. 27 defects in the first place's attempt. Second mob were a fair bit better but struggled with things like alignment of badges and didn't really know how a D4 goes together.

Ended up at a LR approved mob who stated they wouldn't have wasted their time repairing the tailgate and would just have replaced all parts in toto.

Anyway …. lesson learned.

Good luck mate.

Kev.

[rangieman]

Be stuffed straight to your insurer no mucking about :bat:
Well this be another spot ill just put on my do not go list [bighmmm]

[Strop]

Got his details but you know what insurance companies are like. Knew it was a claim as soon as I saw it. I had 3 passengers but no other witnesses. You don’t have to be Einstein to figure out fault when you look at the damage.

The entrances at Straddie are both ways. I always drive past to have a look first and try and go on straight. I sat there and watched for a while as others used the exit/entrance and the number of people driving up to road from real accrue angles to a blindish turn really amazed me.

Stuff happens but why always me....[emoji22]

[DiscoJeffster]

Light cluster is around $500 alone (my car has had one replaced). So add some panel and you’re talking a $2k insurance job ( with some profit, corruption etc).

[Markus1]

If it's entrance/exit and you don't have independent witnesses then I'd don't like your chances. When he gets contacted by the insurance (and he will) he can deny he caused it, make up a lie, or even just ignore the letter altogether....He can do that believe it or not. I've seen it happen on more than one occasion. The insurance company will probably have to file it in the too hard basket.

Good luck though. No harm in trying.

[rangieman]

Got his details but you know what insurance companies are like. Knew it was a claim as soon as I saw it. I had 3 passengers but no other witnesses. You don’t have to be Einstein to figure out fault when you look at the damage.

The entrances at Straddie are both ways. I always drive past to have a look first and try and go on straight. I sat there and watched for a while as others used the exit/entrance and the number of people driving up to road from real accrue angles to a blindish turn really amazed me.

Stuff happens but why always me....[emoji22]
Well it is like this front up to your insurance or suck it up and shut up [bighmmm]
You have put it out there on the Net any insurance investigator will find it [bigwhistle]
Id still go to your insurance [thumbsupbig]

[dirvine]

I had an accident where there were no "witnesses" Ie people in my car but not related. One of them just said he was following behind me and saw the whole accident. If you can do that, there will be no fault on your behalf. Not strictly legit but how would he know that there was a witness or not? Witnesses dont have to give their name to both parties in an accident. Good luck.

[Celtoid]

Did he actually stop to give you his license details or just make his smart quip and leave .... leaving you to take his rego number? If it's the latter, a chat to the PoPo might be in order since he left the scene of an accident?

[DiscoMick]

Just hand over the details to your insurer and let them figure it out.

[justinc]

Just hand over the details to your insurer and let them figure it out.

That is the best way.

[scarry]

Beach idiots did someone say??[bighmmm]

https://www1.picturepush.com/photo/a/16092853/640/16092853.jpg (https://picturepush.com/public/16092853)

[scarry]

Oh,and another[bighmmm]

https://www1.picturepush.com/photo/a/16092854/640/16092854.jpg (https://picturepush.com/public/16092854)

[Kandy]

Yep prado driver, says it all, all details to your insurance company (hope you got them) and they WILL pursue the dhead

[Strop]

So far insurance company says I am not at fault - will chase him.

That’s a win, though I could not see how any other decision could have been arrived at when you looked at the points of impact. That decision was also made with them NOT knowing who he is insured with. Glad they record the calls though.

Does anyone get the impression I don’t trust insurance companies?

[LRJim]

Im surprised the insurance company say "where you on a marked road or street?"..."no? You were driving on the beach? Well too bad then!" Just my 2c, you all know what these insurance company's are like!
Good luck with it all, hope they actually come to the party
Cheers Jim

[letherm]

So far insurance company says I am not at fault - will chase him.

That decision was also made with them NOT knowing who he is insured with. Glad they record the calls though.



Had a bloke run into the back of me many, many years ago. Uninsured and unregistered. NRMA chased him down back to W.A from NSW. I got a refund cheque for my excess about 15 months later. Might have helped that he hit me with so much force he pushed me onto the car in front (we were stationary at a set of lights)- they were with NRMA too so 2 vehicle claims to chase.

Martin

[101RRS]

Im surprised the insurance company say "where you on a marked road or street?"..."no? You were driving on the beach? Well too bad then!" Just my 2c, you all know what these insurance company's are like!
Good luck with it all, hope they actually come to the party
Cheers Jim

Well if insurers are silly enough not to check this out before taking out there insurance, well they cannot blame anyone but themselves. The PDS covers what is covered and what is not and if it is silent on an issue then you are covered.

[Celtoid]

Many years ago I had a an incident on Fraser Is that damaged my D4. I was nervous about going to RACQ as I worried about them rejecting the "on the beach" incident. The claim was going to be close to $5K.

Fortunately I worked for a large corporation so I chatted to one of the company lawyers that I knew pretty well. He stated "the cops can fine you for any road behavior on Fraser Island because they are gazette roads (speeding, DUI, etc.), so the insurer doesn't have a hope in hell of walking away from the claim".

Called RACQ and didn't have a single issue ... the fact that I'd damaged the car on Fraser Is only generated a "you're not the first" comment. :-)

[DiscoMick]

Yep, there are speed limits and the roads show on maps, so you should be OK.
RACQ told me if it was on a map I was covered.

[cucinadio]

Not cool at all mate... did you take details or anybody film it?