wheel chair insurance

[Roverlord off road spares]

if you thought car insurance is dear, the insurers price their premiums on statistics, well there must be a lot of wheel users crashing into things or running over people. got quoted $682 for the $26k chair comprehensive and public liabilty, so when some one on the mobile phone walks out of a shop door without looking and trips over me l am covered. Going have to look again, not many mobs around though.
RACV wheel chair assist (yes it does exist) was $30 a year. signed up for that today

[theelms66]

Roo bar may come in handy for those pesky shoppers [emoji41]

[Tins]

007 had some nasty things that extended from his wheels...

[Homestar]

Could you call it a mobile home - much cheaper to insure that way. [emoji16][emoji106]

And I can’t imagine how many people may trip over or walk into you when in a wheelchair - a lot of people can’t even see things in their line of sight because they’re too busy looking at their bloody phones.

Had a young woman walk straight into me at a fair clip in the supermarket the other day while I can taking something off a shelf - she grunted, turned 30 degrees and strode off again while still looking at her phone - straight into a pallet that was in the aisle being unloaded by a young lad but it could have just as easily been someone like yourself and at the speed she was going she would have hurt someone.

All the best with your search for a better rate - I wouldn’t have considered such a thing even existed before your post but it makes sense when you’re talking about public liability.

[NavyDiver]

Might have to have a look at the RACV wheel chair assist for a gent who runs out of power in front of my place frequently [thumbsupbig] The extension lead is left ready for the kids to recharge him.

I know his wife but do not speak the language. Nice as it seems to be a part of your cars break down service if you have it Mario? "With RACV’s emergency breakdown service, you’re entitled to up to 8 callouts a year."

RACV Mobility Scooter & Wheelchair Assistance & Repair | RACV (https://www.racv.com.au/on-the-road/roadside-assistance/wheelchair-scooter-assist.html)

[Roverlord off road spares]

Might have to have a look at the RACV wheel chair assist for a gent who runs out of power in front of my place frequently [thumbsupbig] The extension lead is left ready for the kids to recharge him.

I know his wife but do not speak the language. Nice as it seems to be a part of your cars break down service if you have it Mario? "With RACV’s emergency breakdown service, you’re entitled to up to 8 callouts a year."

RACV Mobility Scooter & Wheelchair Assistance & Repair | RACV (https://www.racv.com.au/on-the-road/roadside-assistance/wheelchair-scooter-assist.html)
lol thanks. if you read my post it said l joined up the other day $30 a year.

[Roverlord off road spares]

l had a few ppl advise me my tyres need air. but that's how they are supposed to before bigger foot print as it is an all terrain chair. l can see that every one l meets going to tell me l need air.

[Old Farang]

You should get Public Liability with you house insurance. May be worth checking about the wheelchair as well.

[V8Ian]

Do you have to rego the chair? Up here it's done, number plate an' all.
It's a nominal fee but covers for third-party injury, same as a car.

[ramblingboy42]

put a decent horn on the chair, they'll look up then

[ramblingboy42]

if you thought car insurance is dear, the insurers price their premiums on statistics, well there must be a lot of wheel users crashing into things or running over people. got quoted $682 for the $26k chair comprehensive and public liabilty, so when some one on the mobile phone walks out of a shop door without looking and trips over me l am covered. Going have to look again, not many mobs around though.
RACV wheel chair assist (yes it does exist) was $30 a year. signed up for that today

I'm paying something like that for my motorcycle valued at $5000

[Roverlord off road spares]

Do you have to rego the chair? Up here it's done, number plate an' all.
It's a nominal fee but covers for third-party injury, same as a car.
custum plates "keep rollin''

no plates ere in Vic

[V8Ian]

custum plates "keep rollin''

no plates ere in Vic
A bit more bling.

Train Air Horn Kit W/12V 150PSI Air Compressor 3L Tank Sound System 4
– The Emporium Hut (https://emporiumhut.net/products/train-air-horn-kit-w-12v-150psi-air-compressor-3l-tank-sound-system-4-trumpet?gclid=Cj0KCQjwvYSEBhDjARIsAJMn0lhwKFaCD_JT IAeXhpLL0oFXDfoTcqCEe4xX35QLnoBv_h_Gj5q7FRwaAqbfEA Lw_wcB)

Add a UHF, we'll make a truckie out of you yet. [wink11]

[3toes]

I lived in the south coast of England below London for a while. There is a reason they call this part of the country gods waiting room

The local paper seemed to always have stories of hit and run accidents. Took me a while to figure out it was drivers of motorised wheel chairs mowing down pedestrians and not cars !!!!!

[Epic_Dragon]

I need mine insured too but cannot afford it. One wheelchair at $22k and the other $29k, they are worth more than my 3 cars!!!!!!!!!!! :O The premiums are scary! its like everything, add disability and price shoots up! when we are generally the poorest of the nation and need this equipment to just get around. I even looked into a place that insures the wheelchairs and car, they cap car age at 20 years old, absolutely rediculous!

[Roverlord off road spares]

I need mine insured too but cannot afford it. One wheelchair at $22k and the other $29k, they are worth more than my 3 cars!!!!!!!!!!! :O The premiums are scary! its like everything, add disability and price shoots up! when we are generally the poorest of the nation and need this equipment to just get around. I even looked into a place that insures the wheelchairs and car, they cap car age at 20 years old, absolutely rediculous!
I couldn't find any one else so bit the bullet, l will just have to eat sausage meat for a while instead of mince.[bigsad]

[Roverlord off road spares]

A bit more bling.

Train Air Horn Kit W/12V 150PSI Air Compressor 3L Tank Sound System 4[thumbsupbig]
– The Emporium Hut (https://emporiumhut.net/products/train-air-horn-kit-w-12v-150psi-air-compressor-3l-tank-sound-system-4-trumpet?gclid=Cj0KCQjwvYSEBhDjARIsAJMn0lhwKFaCD_JT IAeXhpLL0oFXDfoTcqCEe4xX35QLnoBv_h_Gj5q7FRwaAqbfEA Lw_wcB)

Add a UHF, we'll make a truckie out of you yet. [wink11]
look the part but too big to locate somewhere [thumbsupbig]

[ramblingboy42]

I have a very small 5w Ridge Rider brand (supercheap) in my 4wd.

works the same as the previous one , tinny kind of speaker , so easy to install.....if you wanted to.

[DiscoMick]

Can wheelchairs be covered under house insurance?

[rangiewoman]

if you thought car insurance is dear, the insurers price their premiums on statistics, well there must be a lot of wheel users crashing into things or running over people. got quoted $682 for the $26k chair comprehensive and public liabilty, so when some one on the mobile phone walks out of a shop door without looking and trips over me l am covered. Going have to look again, not many mobs around though.
RACV wheel chair assist (yes it does exist) was $30 a year. signed up for that today

My boys have had wheelchairs for about 25years and we have never had insurance, and believe me they were typical boys and were very rough on their chairs. Most damage done to the chair will be already covered, as long as it wasnt intentional. As far as running someone over, well my boys just go slow in public and havent ran anyone over as yet. The closest incident I can remember was at the footy. The game was over and everyone was leaving at once. It was so packed that we werent moving. Someone trying to barge through the crowd knocked the control of Ryans chair making it jump forward, before Ryan could stop it. Ryans chair hit into this woman and she ended up sitting on Ryans lap in the chair. She wasnt hurt, and everyone was laughing, she got up, apologised and then waited her turn like everyone else. A lot of the boys friends are in wheelchairs and I have never heard of any of them running anyone over in public either. But Shaun did manage to run over himself with his own chair once (story for another time). I figure if someone is looking at their phone etc and walks into them, then its their own fault. Over the years my boys have blown up a few chairs. Once Ryan decided to tie a rope to the back of his chair and drag his friends on their skate boards down the street, while doing a wheelie in his chair (yes, he had a chair that if he went fast enough, he could get to run just on the back wheels). That motor didnt last long. Another time, him and Shaun decided to play chicken, one driving along the road while the other came down a driveway, both going at top speed and trying to just miss each other. Well that didnt work out well, they collided and another motor blew up. Got to the point I would ring up the Childrens Hospitals Wheelchair department, and they would laugh and ask 'what have they done now'. I think the wheelchair assist could be a good idea. I havent bothered because if they break down, I can just pick them up in my car. But if you havent got a car that will carry your chair then it is a good idea. I did try to get insurance once to cover the wheelchairs when they were being transported in my car. I worried that if someone ran into me or I reversed into something, it would be thousands of dollars worth of damage. At the time I had 2 electric wheelchairs as well as a very expensive lifting device in the back of my car. When added up, they were worth more than 7 times the value of the car which was only 3 years old at the time. I rang my insurance (RACV) and was told that they werent covered and could not be added on to my insurance, even for an extra cost. So they are basically just not covered. I rang the wheelchair department and was told that in the event of a car accident, they would PROBABLY cover it. Wasnt happy to know that they may not be covered but there was nothing I could do about it. I dont know if things have changed now as that was a long time ago, but it is worth checking out if you are carrying your chair in your car.

[Roverlord off road spares]

My boys have had wheelchairs for about 25years and we have never had insurance, and believe me they were typical boys and were very rough on their chairs. Most damage done to the chair will be already covered, as long as it wasnt intentional. As far as running someone over, well my boys just go slow in public and havent ran anyone over as yet. The closest incident I can remember was at the footy. The game was over and everyone was leaving at once. It was so packed that we werent moving. Someone trying to barge through the crowd knocked the control of Ryans chair making it jump forward, before Ryan could stop it. Ryans chair hit into this woman and she ended up sitting on Ryans lap in the chair. She wasnt hurt, and everyone was laughing, she got up, apologised and then waited her turn like everyone else. A lot of the boys friends are in wheelchairs and I have never heard of any of them running anyone over in public either. But Shaun did manage to run over himself with his own chair once (story for another time). I figure if someone is looking at their phone etc and walks into them, then its their own fault. Over the years my boys have blown up a few chairs. Once Ryan decided to tie a rope to the back of his chair and drag his friends on their skate boards down the street, while doing a wheelie in his chair (yes, he had a chair that if he went fast enough, he could get to run just on the back wheels). That motor didnt last long. Another time, him and Shaun decided to play chicken, one driving along the road while the other came down a driveway, both going at top speed and trying to just miss each other. Well that didnt work out well, they collided and another motor blew up. Got to the point I would ring up the Childrens Hospitals Wheelchair department, and they would laugh and ask 'what have they done now'. I think the wheelchair assist could be a good idea. I havent bothered because if they break down, I can just pick them up in my car. But if you havent got a car that will carry your chair then it is a good idea. I did try to get insurance once to cover the wheelchairs when they were being transported in my car. I worried that if someone ran into me or I reversed into something, it would be thousands of dollars worth of damage. At the time I had 2 electric wheelchairs as well as a very expensive lifting device in the back of my car. When added up, they were worth more than 7 times the value of the car which was only 3 years old at the time. I rang my insurance (RACV) and was told that they werent covered and could not be added on to my insurance, even for an extra cost. So they are basically just not covered. I rang the wheelchair department and was told that in the event of a car accident, they would PROBABLY cover it. Wasnt happy to know that they may not be covered but there was nothing I could do about it. I dont know if things have changed now as that was a long time ago, but it is worth checking out if you are carrying your chair in your car.
l'm just covering myself about being sued, the world has changed every one
wants money. Besides when l strike these illegally parked black Rangie Sports parked across foot paths and l accidently scrape their doors trying to get past at least l'm covered.

[Homestar]

They need to catch you first. [emoji16][emoji56]