Bank Accounts

[leeds]

Completely of topic folks (sorry) but am wondering what to o about bank account/debit/credit cards whilst in Oz next year for 6-9 months.

My UK bank is part of the NAB group but they can not assist me with setting up a bank account in Oz as I am going for an extended holiday. They would be able to assist if I was emigrating!

I am prepared to deposit a reasonable sum of money to cover all my expenses whilst in Oz plus sufficient for most emergiencies. I dont want an overdraft but I do want to be able to withdraw cash etc as I travel around and pay for stuff with cards.

OK I could use my UK cards but I do not want to be hit with exchange rate charges etc. Also I have found out in my travels that not all countries/petrol stations except UK cards.

So can anyone give me advice on how to set up a bank account/debit card/credit card account for a non resident?

Regards


Brendan

[gorby]

Hi

When I set up my account I just went in to the local NAB with my passport, UK Drivers licence and an address of where I was staying. Cause I was only on a tourist visa that seemed to be enough, ie didn't need tot get the 100 points. I set up an online account.

With ref to depositing the large amount of money you can only bring over upto $10,000 in cash into Australia. I found it easier to bring over a couple of grand and then transfer the rest over form the UK. Got a better exchange rate doing that way too. Your UK bank will arrange this and it will take about 5 days.

I've never had problems using my cards here. Just have to select credit on the eftpos machines.

HTH

[p38arover]

Whenever we travel overseas, we use either a debit card or in the days before them, we'd transfer money into one of our credit card accounts and use the credit card. That way we could draw down cash without incurring bank charges.

It's much easier today with debit cards - if you have a card on a major bank and not some obscure (in Australia) card. Even JCB can be a bit hard to use here.

[numpty]

Completely of topic folks (sorry) but am wondering what to o about bank account/debit/credit cards whilst in Oz next year for 6-9 months.

My UK bank is part of the NAB group but they can not assist me with setting up a bank account in Oz as I am going for an extended holiday. They would be able to assist if I was emigrating!

I am prepared to deposit a reasonable sum of money to cover all my expenses whilst in Oz plus sufficient for most emergiencies. I dont want an overdraft but I do want to be able to withdraw cash etc as I travel around and pay for stuff with cards.

OK I could use my UK cards but I do not want to be hit with exchange rate charges etc. Also I have found out in my travels that not all countries/petrol stations except UK cards.

So can anyone give me advice on how to set up a bank account/debit card/credit card account for a non resident?
RegardsBrendan

You can always put it in my account.:angel::angel: I'll look after it for you.:D:D

[p38arover]

You can always put it in my account.:angel::angel: I'll look after it for you.:D:D

I was here first! You get to the back of the line! :mad:



:D

[numpty]

I was here first! You get to the back of the line! :mad::D

Geez Ron, I was only being friendly in offering my services.:p

[p38arover]

Geez Ron, I was only being friendly in offering my services.:p

Jeez, sorry mate. Haven't seen you here for ages and I thought it was your missus!:D

[gorby]

*cough*
I was here first. You can both get to the back of the line. ;)

[barryj]

Geez Ron, I was only being friendly in offering my services.:p

......... and for only a few extra points you can get ......

































an AULRO cap :D!

[p38arover]

*cough*
I was here first. You can both get to the back of the line. ;)

Bugger. You noticed. :p

[numpty]

Jeez, sorry mate. Haven't seen you here for ages and I thought it was your missus!:D

Nah....she's better looking than me.;)

[gorby]

Bugger. You noticed. :p
Yep :D

[p38arover]

Nah....she's better looking than me.;)

She is? :eek:













Don't let her see this! :D

[p38arover]

Waddaya mean, this thread has been hijacked? :eek:

:angel:

[leeds]

You can always put it in my account.:angel::angel: I'll look after it for you.:D:D



My UK bank suggested that I transferred some money into an already existing Aussie bank account.

Are you feely lucky Numpty? :D








Regards

Brendan




PS They suggest that I transferred some money into my brothers bank account. LOL He has only lived in Croydon Park for the last 25+ years

[procrastination inc]

Live on your visa card, recharge it from your main account via net banking

[numpty]

My UK bank suggested that I transferred some money into an already existing Aussie bank account.

Are you feely lucky Numpty? :D

Regards

Brendan

In a word.....NO!!!!:(

[Bushie]

You can always put it in my account.:angel::angel: I'll look after it for you.:D:D


Geez Ron, I was only being friendly in offering my services.:p


Nah....she's better looking than me.;)


In a word.....NO!!!!:(


Ain't it about time you went and did some work?????????

:D;):D;):D;):D:p


Martyn

[numpty]

Ain't it about time you went and did some work?????????

:D;):D;):D;):D:p


Martyn

I'm here!!!!!!:p Another three week sentence.:(

Oh well....think of the money.:cool:

[Roverray]

Numpty could set up an offshore account for you..


On Hamilton Island..

[Rovernaut]

If you overseas Debit card has a Cirrus or Maestro logo on the card, you can use you overseas debit card in any overseas ATM machine to draw cash.
I used mine overseas and that way you only use your money, the exchange rate was better than traveller's cheques and credit card exchange rates.

[jik22]

Completely of topic folks (sorry) but am wondering what to o about bank account/debit/credit cards whilst in Oz next year for 6-9 months.

Brendan

When we were over on holiday before moving here, we just walked into an ANZ branch and setup a normal bank account - doesn't matter that you're not resident. Commonwealth do the same, so I suspect it's like that for all the major high street banks. UK passport and driving license should be all you need.

One tip - if you want to transfer a lump sum over, or send regular funds, use someone like HiFX rather than the bank. No transfer fee, and much better rates.

[leeds]

For those of you who have ben so kind to offer me the use of your bank accounts please send your full bank account details to brendan-mzwanga@lagos.ni where I will promptly deposit 15,000,0000 US$ into your ac****. I will allow you to keep 15% of such deposits as you are nice trustworthy gentlemen

Regards
Brendan

PS PMSL

[p38arover]

I will promptly deposit 15,000,0000 US$ into your ac****. I

How about US$15,000,000? (Why do people write the money symbol after the figure?)

.... and account must have been spelled incorrectly for the swear filter to **** it. :D

[Outback 1]

i'd recommend net banking

[Jamo]

Yeah, when I go overseas, I use my Visa and then use netbank to keep it topped up. You can also withdraw money from most ATMS with either Visa, or Cirrus (Mastercard) logos.

Just don't let your card out of your site (even in Australia).

[LRHybrid100]

I had read somewhere to get a Commonwealth Bank Account - as the Post Office can be used as a branch, most towns will have a Post Office

LRH

[Jojo]

Hi mate :cool:,
you can set up an account even before you physically arrive in Oz (such as we did), and put in some money beforehand. As soon as you arrive you will have to sign some papers, confirm your identity and can then access your money.
Plenty of banks to choose from.
Cheers

[JohnE]

In this era of modern banking, i don;t know why you would have to start up a local account, just get an access card that has either visa or maestro on it, will work on atm's and you should be able to go into a bank as well to do a withdrawal.
thats all I do, have used my debit/with credit link all over europe, canada , the US and the falkland islands( teller withdrawals there) without any probs.
If your bank can;t offer you the service go somewhere else before you travel.

Cards certainly beat the old way, i still have my commonwealth bank passbook from the Aldwych branch in london.

john