Insurance $$$$$

[Red October]

Has anyone got any suggestions for insuring Modified Landies (I know, they all are!) TCIS is starting to get too pricey.

[101RRS]

Has anyone got any suggestions for insuring Modified Landies (I know, they all are!) TCIS is starting to get too pricey.

Try Lumleys or Shannons - both were 2/3 the cost of TCIS to insure my truck.

Garry

[Shamo]

Mate i pay $400 a year with cgu i have a 300di 1995 disco with lift, mud tyres and the lot, i just drowned it and got covered for it all, for only a 300 excess, its awesome

[isuzurover]

Hi Pete, long time no see...

Mine are almost stock compared to yours, but when I last re-insured my 4x4s, suncorp were the cheapest, closely followed by DGA - who I think are fairly happy with mods?

You must have to list quite a lot on your insurance???

[ramblingboy42]

NRMA were $170 cheaper for me than AAMI even when I addressed the options so they offered to cover every non standard item for an extra $45 which the other leading companies refused to even discuss it with me.
btw , I had been with AAMI for over 20yrs and they didnt care.

[willem]

Mate i pay $400 a year with cgu i have a 300di 1995 disco with lift, mud tyres and the lot, i just drowned it and got covered for it all, for only a 300 excess, its awesome

Yep. I agree. I have been with CGU for years. They give good prices and good backup service when you need it.

Willem

[big guy]

I also tend to change ins company yearly.

They are not loyal so why should I be.

What often influences ins quotes is post code.
Check where you live and if under cover/off-street or garage.

[Red October]

Hi Pete, long time no see...

Mine are almost stock compared to yours, but when I last re-insured my 4x4s, suncorp were the cheapest, closely followed by DGA - who I think are fairly happy with mods?

You must have to list quite a lot on your insurance???

Yes and no seeing as the real mods only bring the specs up to that of a 300Tdi Defender wagon. the rest are pretty much accessories. TCIS quoted over $900 for an agreed value of less than $15000!

[Utemad]

Just had a phone call from TCIS today. They said to expect a 35% increase on my LSV insurance renewal!
TCIS tried other insurers and said Lumleys (LSV) was still the cheapest.

I'll be shopping around anyway.

[DiscoDan]

Hi Justin,

after 10 years with TCIS I dropped out and headed to RACQ, didn't save a whole heap but less premium, excess and windscreen included plus a higher value on the car. $100 in my pocket is better for me.:D

Don't forget to ask if they cover you in a 4wd club, (some don't) and 4wd parks (considered an event arena by some). Most of the cheapies I found want to charge you for a modifed excess e.g. $600 normal $400 lifted, $400 chipped so works out crap if your car is stolen or damaged in a carpark, and I would have save only $50 with this insurer.

Danny

[Utemad]

Hi Danny,

I was only with LSV for 1 year. Was with NRMA before that.
LSV gave me a lower premium and higher agreed value at the time.

I'll look around again as always.

[MacMan]

Just had a phone call from TCIS today. They said to expect a 35% increase on my LSV insurance renewal!
TCIS tried other insurers and said Lumleys (LSV) was still the cheapest.

I'll be shopping around anyway.

Been through this. They have lost their minds on pricing. My premium went up hundreds, excess went up hundreds, and agreed value came down thousands. I won't be renewing with them again after this year. The fact that they wouldn't return my calls initially has left me cold on dealing with them, but at the time I couldn't find anyone to give me anything close to replacement cost for what sits in my garage.