No one will insure me!

[subasurf]

Bloody hell, I'm trying to get Third Part only insurance on my Series III.
No one will insure me. I'm 22, had my license for 3 years, never had a crash, have a fairly clean driving history and I'll only be using the car occasionaly.
The car is a 1973 with a 202 motor.

HBF - car is too old. *******. I give them $2500 a year for other stuff, you'd think they'd be flexiable.

Allianz - wont touch it because it doesn't have stock engine.

Super**** Auto - same as above. In fact, loads of generic companies say this.

Shannons - Under 25, and they don't believe I'm a real car enthusiast. What a load of ****.

Real - Under 25

RAC - Couldn't find any record of any Land Rovers being made in 1973. So god damn rediculous. They couldn't offer me a quote because they had no idea what a Land Rover even was. Dick heads.

Tried multiple others and same old ****.

Anyone I should try? I absolutely hate driving a car that can do so much damage without Third Party...so I don't. I didn't buy a SIII to have it sit in the driveway. Should I just say it has a stock motor in it?

[Chucaro]

Get the records from Land Rover and present them to RAC with your application.

Second option, approach your bank insurance and ask for cover, if no luck then show the bank your finger and join a Credit Union ;)

[dullbird]

Have you tried justcar? and Amie?

we got our defender 90 with Amie they at the time were the only ones to insure us

[Tombie]

DGA Insurance brokers....

Google them!

[Crackerjack]

Are you in a club, if not you need to join and find out who the club recommends, speak to the Land Rover club of your state.

[lro11]

I share your pain I have a 1981 concourse series 3 which cost big $$$$ and they will only insure it for 5k. The bloody engine cost that!!! and I have 10+ years on you.

[subasurf]

I share your pain I have a 1981 concourse series 3 which cost big $$$$ and they will only insure it for 5k. The bloody engine cost that!!! and I have 10+ years on you.

The problem I am having is getting Third Party. I don't want to insure my car, just want to be covered for who ever I crash into (if ever).

[maca]

I have always found Suncorp to be very good.
They insured my old (modified) landy when no one else would even look at it.

You could also try an insurance broker.

[LandyAndy]

SGIO,never had an issue with them.
Happily insured our Rangie with the 4.6 and lockers etc.
Andrew

[subasurf]

I have always found Suncorp to be very good.
They insured my old (modified) landy when no one else would even look at it.

You could also try an insurance broker.

Just got off the phone with Suncorp. They can't insure it because I'm in WA. FFS this is just rediculous.
The lady on the phone was very sweet though. As I was describing the car she says "man, sounds like a really cool car" hahaha.

[subasurf]

SGIO,never had an issue with them.
Happily insured our Rangie with the 4.6 and lockers etc.
Andrew


WOOOHOOOO!!!! Finally! Just got off the phone with them and it's all peachy.
Thanks buddy!

Cheers to everyone who offered their advice. Made my day. Now I can drive my toy without ****ting myself.

[Michael2]

I was chacing insurance quotes for an 18 y/o friend, his dad had a stroke and he is soon going to be driving his dad's 80 Series LC. JUSTCAR would insure him for 3rd Party Fire & Theft for $250.

Go online and get a quote from them.


- Ooops, I didn't read all the post to the end, good to see you got some cover.

[subasurf]

I was chacing insurance quotes for an 18 y/o friend, his dad had a stroke and he is soon going to be driving his dad's 80 Series LC. JUSTCAR would insure him for 3rd Party Fire & Theft for $250.


I tried justcar and they said no to engine mods.

[dullbird]

you still on your P's suba?

If so that may be the reasoning, as on P's your not allowed to make any engine modification to the car...and they will probably see that not being an original engine as a modification...however thats assuming you didn't buy it like that.

thats the only reason I can think of as to why they would refuse you

EDIT: Hang on forget that just remembered your not in NSW :lol2: so wouldn't apply to you anyway....Doh!!

[jplambs]

Hi Suba,

I replied to Jocks thread that was similar. I used to be insured for third party with AAMI but just swapped to Elders for both my fender and datsun, they were half the price of AAMI on third party, although I do have other insurances with them and my local rep is really good. (I'm 20)

Good that you got it sorted, if you ever have any troubles again though it would be worth giving them a call.

[subasurf]

you still on your P's suba?


Nah mate. Been off them for a few years now. As for the mods; they were done befoer I bought the car. Converted by a professional, blue printed, signed off on with compliance tag saying it's all legit and road worthy...but they bastard insurance companies didn't wanna hear it.

[JDNSW]

Your best bet is an insurance broker - you may have to try several of these before success; the good ones are very good, but some are pretty mediocre.

In general, they will tend to place your insurance with whoever offers the best kickback, but this is not an issue in this case, where you simply want to get insurance.

Another possibility is where the company involved is unable to offer insurance because the vehicle is not a model in their computer, try going direct to their head office.

John

[isuzutoo-eh]

Hey Suba,
Your woes reflect a few of us here. I wrote of my experience in my 'crosseyed' thread in the S2 section. I'm 24 and had a deal of trouble getting insurance quotes, most were 'we don't insure under 25s' or 'There is no 1963 Land Rover in our list', just as your experience. Glad I have the original motor!
For third party, you will probably find your state motorists group, NRMA in NSW for example, will provide the most basic cover available, I think they have to by law as a government body.

Then there is the fun of describing how a Series has a removable hard roof, can be a utility, with seats in the back. Might be best not to joke about the lack of door locks either.
-Mark

[agrojnr]

Ring RAC again and tell them its a defender (Im not joking)

My sister ran rac for years and all they do is put it down as an eatly model 110 and then give you third party.

I have had 2x series 3's under 3rd party and my last stage 1 was insured as 5k fire and theft

Adam

[disco_thrasher]

T.C.I.S off road insurance awesome service and after service ,i have a lot of mods on my disco and insured it for a agreed value

[subasurf]

Then there is the fun of describing how a Series has a removable hard roof, can be a utility, with seats in the back. Might be best not to joke about the lack of door locks either.
-Mark

hahahah that was my exact experience.