My commiserations.
I have taken a different route to avoid problems like viruses and the need to pay for updates to virus scanners and other software and then update the hardware to run the latest OS or software.
I am in the fortunate position of not wanting to play computers games so a pretty basic computer is good enough. So I have someone's discarded 8 year old PC (free) running Xubuntu (free).
All I need to do is wordprocessing, spreadsheets, database, photo manipulation (including things like HDR) and storage, design wooden kayaks. access the web and emails, some basic webpage design, play music, edit audio files, convert some of my old LPs to CD, watch video files, use genealogical software, create presentations, and open, edit and save MS Office files, and a few things like that.
So as my needs are pretty simple I can do all that at no cost whatsoever.
That leaves me with more to spend on the Defender or fuel to take the Defender to interesting places.

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