MY HEAD ON SMASH IN MY EX ARMY DEFENDER

**DOD DEFENDER** · 23rd April 2012, 08:20 PM

At 3.35 friday arvo a guy drove on my side of the road hit me front on pushed me to the side of the road and was stoped by the power pole. Thank god for the SAS bullbar. Every one ok i walk from the truck the other guy was out for awhile. I seen him cross the line picking up more and more speed had no where to go.Still waiting from police to see what or why he did it . My Defender is a2000 ex Army td5 only had my dream truck 4 months Now just waiting on what insurance have to say. Covered for 27000 fingers crossed they fix it put some pics up soon

**RobHay** · 23rd April 2012, 08:28 PM

Matey....I feel for you,

Thank God none of yours was hurt but...... I suppose that is the risk we run when we drive camouflaged vehicles on the road....the idiot probably didn't see you

Hope your insurers do the right thing.

**landy** · 23rd April 2012, 08:30 PM

Hi mate,

I'm glad to here that everyone is ok. you must be gutted! I think I would have wanted to keep punching the idiot. Without wishing to sound insensitive, who are you insured with as $27000 sounds to good to be true. I'm pushing the proverbial up hill to get $18000 agreed value for mine?

Cheers

Nino

**digger** · 23rd April 2012, 08:30 PM

Glad you're OK Doddy!

back luck on the smash BUT now you know how they stand up when called on to take a hit!

**DOD DEFENDER** · 23rd April 2012, 08:44 PM

Originally Posted by landy

Hi mate,

I'm glad to here that everyone is ok. you must be gutted! I think I would have wanted to keep punching the idiot. Without wishing to sound insensitive, who are you insured with as $27000 sounds to good to be true. I'm pushing the proverbial up hill to get $18000 agreed value for mine?

Cheers

Nino

just car insurance

**Mick_Marsh** · 23rd April 2012, 08:48 PM

Sorry to hear.
I think I've seen you a few times on the ring road and in Dudley Street.
Nice looking Defender.
Where did the incident occcur?

Originally Posted by landy

Hi mate,

I'm glad to here that everyone is ok. you must be gutted! I think I would have wanted to keep punching the idiot. Without wishing to sound insensitive, who are you insured with as $27000 sounds to good to be true. I'm pushing the proverbial up hill to get $18000 agreed value for mine?

Cheers

Nino

If you want to buy another one to replace this one it would be lightening your wallet somewhere in the mid to high thirty's.

**DOD DEFENDER** · 23rd April 2012, 09:05 PM

Originally Posted by Mick_Marsh

Sorry to hear.
I think I've seen you a few times on the ring road and in Dudley Street.
Nice looking Defender.
Where did the incident occcur?

If you want to buy another one to replace this one it would be lightening your wallet somewhere in the mid to high thirty's.

hi mate sunshine. yes me on ring rd

**Lotz-A-Landies** · 23rd April 2012, 09:05 PM

Originally Posted by landy

Hi mate,

I'm glad to here that everyone is ok. you must be gutted! I think I would have wanted to keep punching the idiot. Without wishing to sound insensitive, who are you insured with as $27000 sounds to good to be true. I'm pushing the proverbial up hill to get $18000 agreed value for mine?

Cheers

Nino

Thats the price out of Defence auctions last year.

DOD Defender

Tell the Insurance company they are unique and the market value is in the $35K region, so you want it replaced, there were still two of them in a lot in Banksia Sydney. Only a 5 minute drive from Kingsford Smith airport. If you're interested I'll even pick you up at the domestic terminal and drive you down there. On second thought, if the other driver is at fault, tell his insurance company you want it replaced and don't run it through your insurance.

Diana

**DOD DEFENDER** · 23rd April 2012, 09:51 PM

Originally Posted by Lotz-A-Landies

Thats the price out of Defence auctions last year.

DOD Defender

Tell the Insurance company they are unique and the market value is in the $35K region, so you want it replaced, there were still two of them in a lot in Banksia Sydney. Only a 5 minute drive from Kingsford Smith airport. If you're interested I'll even pick you up at the domestic terminal and drive you down there. On second thought, if the other driver is at fault, tell his insurance company you want it replaced and don't run it through your insurance.

Diana

hi how that work out? tow truck smash repair mob saying same thing to keep my inscurance out of it.

**Lotz-A-Landies** · 23rd April 2012, 10:13 PM

Originally Posted by DOD DEFENDER

hi how that work out? tow truck smash repair mob saying same thing to keep my inscurance out of it.

There is no responsibility for you to make a claim against your insurance company when the other party is at fault and insured. It is just easier for the insurance companies to deal with each other.

Firstly make sure you have reported the accident to the police and that they have determined fault, or the other party has admitted fault or there is no question of fault. If you make a claim directly on the other party's insurance company you can expect to be mucked around but you need to be determined, persistent and get your documentation in quickly.

You will need to get repair quotations from a number of repairers and also get dealer prices on the same model and year defender. Take copies and deliver the paperwork and letter of demand by hand to the other insurance company make sure you get a signature or have the paperwork delivered by registered mail or signed for courier delivery.

Remember if they are at fault, all the rights are on your side, you have no contract with the other company and they are paying for the damage and inconvience their member caused to you. They have to pay you for the full cost of repair and in fact do not have a right to the wreck of your defender. They will try to claim they do but they don't, don't let them remove your property from your possession. It matters not that you may be able to repair it cheaper than the cost of the quotes.

You can then negotiate.

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