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Thread: insurance question regarding mechanical damage

  1. 1st January 2013, 03:37 PM #1
    lewy
    lewy is offline Wizard Silver Subscriber
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    insurance question regarding mechanical damage

    Had an interesting discussion the other night about car insurance,Basically if there was an engine malfunction resulting in a fire that caused the car to be a right off how would the insurance look at it.One would think on one hand that if it is a mechanical fault it wouldn't be claimable,were is the line drawn.
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  2. 1st January 2013, 05:32 PM #2
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    Homestar
    Homestar is offline Super Moderator & CA manager Subscriber
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    That is covered, at least with some insurance companies. My brothers Subaru once caught fire due to a fuel line splitting. Burnt the engine bay - all the wiring, bonnet and some other panels wrecked and insurance paid for the entire repair.

    Also, if you can prove negligence from a mechanic where you have had a repair done, you could claim on there insurance.
    If you need to contact me please email homestarrunnerau@gmail.com - thanks - Gav.
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  3. 2nd January 2013, 08:03 AM #3
    lewy
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    Okay so mechanical failure [fuel line] caused damage to other parts of the vehicle.is it just fire damage that is covered,What about for example if a prop shaft fails and takes out the transfer case as has happened to a lot of disco 2 on here.
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  4. 2nd January 2013, 09:02 AM #4
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    Chucaro
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    Read your insurance policy, some companies cover it some no.
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