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You can get a nice clean well maintained late 90's 300TDI Auto D1 in Qld for about 5K and they have fittings above the rear door for 3 baby capsule straps and with the first model Rangie running gear including all disc brakes they make a comfortable family vehicle and with a 2inch lift a very competent one.
Or you could look around for a gassed V8 auto,my daughter has one,std fuel tank,and 3 scuba tanks under false floor and she loves it,$5.5k private sale (markets section) from Canberra in 2012,wife and I flew down and drove it home 194,000 klm's.
I would be inclined to keep the bike or downsize it,but to give your wife peace-of-mind use the Disco and get here into off-roading gradually.
cheers
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I too am thinking of selling the bike (VFR 800) & putting the $ towards a pop-top van for the family. I LOVE riding it but just don't have the time anymore :(