Originally Posted by
gazby
While I was working travelling all over Australia and the rest of the world 10 years back, I hired cars in all sorts of places/countries, there was always that spectre hanging over the hire of the "unfortunate" accident/occurrence, my company always had special insurance for such an event. One of my colleagues "wrote off" a week old Toyota 80 series Landcruiser on his way back to civilisation from a copper project in Central Western Queensland trying to dodge a group of Emu's, the bill was horrendous, thankfully he was not hurt, and neither was the company bank balance.
Once they have your card number and your signature that says you do not accept the offer of "claim excess reduction", at whatever cost per day, no matter what, your money is as good as gone if you damage their vehicle. And I think the companies who do their insurance repairs are not too careful about how they quote. So unless you have, as has been said, a "special" arrangement/deal with your card provider or travel insurer, no matter what, the hirer pays, the hire company will not lose, fair or unfair. It is a business contract, and under the circumstances I can see no other way it could work.
My advice, for what it's worth, if you must hire a car/transport, thoroughly check the vehicle over for damage before even getting behind the wheel and take all the "buffering" cover you can buy from the hire company, you never know when that big number comes up. Gaz:)