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according to the agent (who you cant trust) it's been done twice and passed. agent said the contact failed to finance both times. i dont know if this is true or not.Quote:
Originally Posted by VladTepes
they wont give me the people details due to privacy, which i understand.
i asked for the company who did the inspection, but they wouldn't give me that either.
im confident in my uncles assessment of 30k to fix. i'd prob get one of his sons to do the job.
No house is worth all this..
Chris
I recommend you decide what you really want to pay for this house, after cutting $30k off for repairs, and offer that. Tell them it's your final offer and you'll walk away if its rejected.
If they say yes, you've done well.
If they say no, you've lost nothing.
There are many houses for sale. It's just a roof over your head. Don't get emotional about it.
I caved and offered 420k subject to finance.
Not sure who will knock me back, the owner or the bank
In none of the houses we have bought have they refused an inspection by lic builder etc.. That is very questionable. And if not brick or stone check out heavily for termites, the little bastards can only become visable because there's nothing left hidden to eat!Quote:
Originally Posted by Eevo
Bide your time, its likely fate will deal a better hand over time anyway whether it be with this house or another. Its exciting buts its the biggest spend you will ever make... do you want to think you naffed it because of a slight error.
... but also sounds like the agent may be a dick, we dealt with one guy who was dead set straight as a dye, he didn't bull and if he didn't know he said so... nothing better... sadly we couldn't get an agreement on that particular place but put some friends onto it and they bought it! They're very happy!
Hang in there mate
still havent heard back from the agent.
almost a week and no communication.
house is now listed as under contract.
very disappointed with the agents conduct
Good luck with it.Quote:
Originally Posted by Eevo
I recommend, as I've said before, you go see a mortgage broker. You might be surprised at what is available and how much better a deal you can get than that offered by the big four banks.
For example, we are currently in the process of refinancing and expect to save about 1% or $7000 a year, which is not peanuts.
You can get pre-approved and then go shopping, knowing the finance is available.
i saw a broker and was disappointed, just recommended the main 4Quote:
Originally Posted by DiscoMick
bank im going with isnt one of the main 4 and doesnt deal with brokers
ive got pre-approval for a lower amount
Fair enough. Sounds like your broker didn't shop around much.
Our broker deals with about 20 banks, only one of them one of the big four.
For your information, he reckons the Bank of Queensland is doing the best deals at the moment. Macquarie Bank also generally good.
All the best with it. Don't rush - existing properties are overpriced compared with new house/land packages and it's a buyer's market.
Have you investigated the incentives from the state and federal governments for buying a newly-built property in your area as a first home buyer? - they can be surprising.
so i followed up today with the agent.
someone else made a better offer with better conditions. i can accept that.
here's the part where my BS meter went off the scale.
the agent says her colleague called me last week and informed me of the above info.
i just said he didnt call, thats unprofessional and i left it at that.