Thread: Minor Bingle - Insurance Claims

(a)Did you admit fault, (b)if not, are you sure the Yaris driver can or will claim against your insurer?
If He doesn't, surely you're better off fixing your car yourself.
Wait & see?
Pickles.

Just put it through your insurer and let it sort it out. And don't admit liability, even if you are liable. The insurer will handle it.

Ok I rang my insurer to submit a claim - they indicated that as the value of the damage to my car is marginal as far as the excess goes, I am better not submitting a claim just now and wait and see what happens with the other claimant. They indicated that if I do get a letter in the mail from the other insurance company and then decide to claim, I can submit it then.

They confirmed there is no issue with a delayed claim and they will have my record of conversation on file.

So do nothing for the moment.

Thanks for all the input.

Garry

Have you told the poor bugger that owns the yaris that you are the one responsible for the damage yet or are you hoping that he/she wont fingd out that you are the culprit responsible for the damage?

Originally Posted by trout1105

Have you told the poor bugger that owns the yaris that you are the one responsible for the damage yet or are you hoping that he/she wont fingd out that you are the culprit responsible for the damage?

They live across the road from my Mums so there is no getting away from them and they cam straight out from their house with my bumper still pushing in their door. My brother did exactly the same with one of their cars an while back so you think they would learn (and you would think we would learn too). The issue is that where they park is outside the view of our rear vision mirrors (and parking sensors) and you have to back straight out onto the road and only swing once the front of the car is clear of the drive so unless the dopey driver (me) realised the car was there before hand the only time you see it is when the parking sensors sound as you hit.

Funnily enough I haven’t kept up with every traffic law everywhere
But years ago had a NSW traffic cop mate, noted that in the NSW legislation you can’t reverse out of a private access (driveway) onto a public road.
Obviously a highly impractical rule for many many drivers BUT would be interesting to see if it’s still on the books anywhere in Australia?

In a case like this if that was the law you’d cop a neg driving fine as well as the excess.

I’m sure you’ll be getting a demand, Yaris repairs will be $3k plus car hire plus plus plus.

Have you had a yarn with the Yaris owner? Find out what they are doing and when?

S

Originally Posted by roverrescue

Funnily enough I haven’t kept up with every traffic law everywhere
But years ago had a NSW traffic cop mate, noted that in the NSW legislation you can’t reverse out of a private access (driveway) onto a public road.
Obviously a highly impractical rule for many many drivers BUT would be interesting to see if it’s still on the books anywhere in Australia?

In a case like this if that was the law you’d cop a neg driving fine as well as the excess.

I’m sure you’ll be getting a demand, Yaris repairs will be $3k plus car hire plus plus plus.

Have you had a yarn with the Yaris owner? Find out what they are doing and when?

S

I am also under the impression that traffic accidents have to be reported to the police as well.

Originally Posted by trout1105

I am also under the impression that traffic accidents have to be reported to the police as well.

Hi,
I think that is if an injury is sustained. It is to prevent false third-party claims.
Cheers