I think basic insurance ie the other car gets repaired yours you do what you like (often called bomb insurance) should be compulsory. The other issue I dont like is despite the fact you were not at fault, your insurance will still go up. I had minor damage done to my car $500 and not my fault. However on renewal I went from Rating 1A to 1D and an increase of about $200. By the time I got back to 1A rating I had paid for the damage to my car and a bit more. No doubt with uninsured you will be pinged the same.
2016.5 TDV6 Graphite D4,Corris Grey,APT sliders,Goe air comp plate,UHF & HF radio,Airflow snorkel,Discrete Winch,Compo rims with 265/65/18 KO, LLAMs,Traxide dual battery with winch set up,EAS emergency kit,Mitch Hitch EGR blank & delete,ECU remap
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