Thread: insurance again!!!!

look at my insurance thread $2800 (thats the lowest)

I left it until the very last day to pay my insurance premium with GIO.
That week, they were trying to call me twice a day, bang on 9:30 and 4:30pm. When I finally managed to pick up their call, they were asking if I were happy with my insurance cover, is there anything we can do, blah blah blah.
Ended up getting a $75 reduction and additional windscreen cover at no extra... not that I was going to switch cover, just completely forgot about it while moving house.

$755 p/a, 86 Rangie V8, valued at $5000, I'm under 25. RACV bumped my premium after my other car was nicked and recovered (even though they caught the tip-rats). AAMI won't come near me from the moment I mentioned "V8" despite being insuring my other car with them for the past six years.

I live in Canberra where suburbs do not have individual post codes but areas too. I live in an area of about 6 suburbs that all have the same postcode. I also live in the area of the fires in 2003 - one suburb had 450 homes destroyed, mine had about 4 houses so you can imagine how many cars got burnt in the area.

In 2002 my disco cost $450 to insure - in 2003 it cost $650 to insure - why? a high claim area - because of the fires - it goes on the post code even though my suburb was not the main area hit. So as I live in a low crime, accident area I indicated to the insurance company that I could reasonably expect premiums to go down from 2004 on as the claim rate would have gone down (no fires).

You guessed it, in 2005 my disco cost $700 to insure even though claims in the area had gone down - as the consultant said to me - "you don't actually expect premiums to go down after we have put them up do you" - yeah I know, I am nieve.

Garry

Originally Posted by garrycol

it goes on the post code even though my suburb was not the main area hit.

Where I live the one postcode covers quite a large area but the insurance is broken down into areas. I'm in a lower cost area.

My insurance with AAMI is far lower than LandyAndy's for a far higher agreed value.

Ron

99 D2 V8. Insured with Allianz - agreed value $18320, premium $535.

Maybe you should get a quote from them

I just insured the P38a for $17000. Cost me $364 with AAMI

CUNA (through Police and Nurses credit Union) the D1 is $392pa and they cover off road..as I have tested it..

I'll chime in with my bias - NEVER USE AAMI!!!!!

The dramas I have had in the last 4 months, trying to get them to fix the problems with my car, which resulted from the negligence of their "repairer" have driven me to despair.

You get what you pay for (largely) with AAMI - they choose the cheapest repair quote, you get no choice, then they give you the line "warranty issues need to be dealt with between you and the repairer" - its a giant rip off.

I've been with AAMI for about 10 years (maybe more, cant recall). All my current issues stem from getting a cracked windscreen replaced, the only other claim I have made (hail damage to D2 roof and bonnet) was dealt with very well - it helped that I lived next door to the panel shop and could drop in and chat to the blokes. I put my good experience with AAMI down to luck - this latest episode seems to indicate they are rubbish.

BTW - never use INSTANT WINDSCREENS!!!!