Bank Accounts

Rovernaut · 14th October 2007, 10:58 AM

If you overseas Debit card has a Cirrus or Maestro logo on the card, you can use you overseas debit card in any overseas ATM machine to draw cash.
I used mine overseas and that way you only use your money, the exchange rate was better than traveller's cheques and credit card exchange rates.

**jik22** · 14th October 2007, 11:22 AM

Originally Posted by leeds

Completely of topic folks (sorry) but am wondering what to o about bank account/debit/credit cards whilst in Oz next year for 6-9 months.

Brendan

When we were over on holiday before moving here, we just walked into an ANZ branch and setup a normal bank account - doesn't matter that you're not resident. Commonwealth do the same, so I suspect it's like that for all the major high street banks. UK passport and driving license should be all you need.

One tip - if you want to transfer a lump sum over, or send regular funds, use someone like HiFX rather than the bank. No transfer fee, and much better rates.

**leeds** · 14th October 2007, 06:45 PM

For those of you who have ben so kind to offer me the use of your bank accounts please send your full bank account details to brendan-mzwanga@lagos.ni where I will promptly deposit 15,000,0000 US$ into your ac****. I will allow you to keep 15% of such deposits as you are nice trustworthy gentlemen

Regards
Brendan

PS PMSL

**p38arover** · 14th October 2007, 06:52 PM

Originally Posted by leeds

I will promptly deposit 15,000,0000 US$ into your ac****. I

How about US$15,000,000? (Why do people write the money symbol after the figure?)

.... and account must have been spelled incorrectly for the swear filter to **** it.

**Outback 1** · 14th October 2007, 09:01 PM

i'd recommend net banking

**Jamo** · 14th October 2007, 09:09 PM

Yeah, when I go overseas, I use my Visa and then use netbank to keep it topped up. You can also withdraw money from most ATMS with either Visa, or Cirrus (Mastercard) logos.

Just don't let your card out of your site (even in Australia).

**LRHybrid100** · 15th October 2007, 07:18 PM

I had read somewhere to get a Commonwealth Bank Account - as the Post Office can be used as a branch, most towns will have a Post Office

LRH

**Jojo** · 18th October 2007, 08:07 PM

Hi mate

,
you can set up an account even before you physically arrive in Oz (such as we did), and put in some money beforehand. As soon as you arrive you will have to sign some papers, confirm your identity and can then access your money.
Plenty of banks to choose from.
Cheers

**JohnE** · 19th October 2007, 06:29 AM

In this era of modern banking, i don;t know why you would have to start up a local account, just get an access card that has either visa or maestro on it, will work on atm's and you should be able to go into a bank as well to do a withdrawal.
thats all I do, have used my debit/with credit link all over europe, canada , the US and the falkland islands( teller withdrawals there) without any probs.
If your bank can;t offer you the service go somewhere else before you travel.

Cards certainly beat the old way, i still have my commonwealth bank passbook from the Aldwych branch in london.

john

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