Fascinating thing is I am a permy government employee. I don't really get paid that much, but I'm sure it is more than some and for that I am grateful. We are probably better off than many because we own our house, and that is more luck than anything.
At any rate, the interesting thing is I've worked with a lot of contractors. They early lots more than me... maybe twice, but they don't really seem to be all that much ahead. Often they live from pay to pay. I guess it's all about expectations.

