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Thread: Insurane Time Again.... any suggestions

  1. #1
    Rovernaut Guest

    Insurane Time Again.... any suggestions

    Just received my Insurance premuim renewal.
    1996 Disco V81 250,000kms LPG. Number one Rating ( RACV Prmier 1)
    Market value policy amount $536.64.

    Checked Suncorp I have home and contents with them. Market Value $607

    Then AAMI on line Market Value $6,600 for a whopping $907!!!!!!!!!!
    So after reading a few posts an people getting ridiculous agreed values on the Lrs and every where cover, who is the best?

  2. #2
    T.D.5 Guest
    Try QBE. I got a stunning price & agreed value. Marie 0892136269. They're in Perth, I'm in Brisbane. Fast, efficient & polite.

    Get a quote online from Budget Direct found them to be cheapest - but untested & I never go with the lowest anyway. They seem to stiff you doen the track.
    QBE wont match them but it gives you a good arguing / leverage point.

    Good luck

  3. #3
    solmanic's Avatar
    solmanic is offline One Merc post away from being banned...
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    Allianz

  4. #4
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    mine costs me 900 a year for full comp and an agreed value of 8k

  5. #5
    disco_stu Guest
    I had been with Budget Direct for several years, they are very good. I had one not at fault claim and they took care of everything. 1999 Discovery 2 with $16k market value full comprehensive insurance was $450. Regional NSW, so cheaper than city of course.

    Have recently moved to the NT and Budget Direct do not insure vehicles up here. Am now with AAMI, same insured value premium is $490.

  6. #6
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    I'm RAC and have been for years mine is insured for $8000 full cover and only $100 excess and costs $495 per year


    Adam

  7. #7
    RonMcGr Guest
    Quote Originally Posted by Rovernaut View Post
    Just received my Insurance premuim renewal.
    1996 Disco V81 250,000kms LPG. Number one Rating ( RACV Prmier 1)
    Market value policy amount $536.64.

    Checked Suncorp I have home and contents with them. Market Value $607

    Then AAMI on line Market Value $6,600 for a whopping $907!!!!!!!!!!
    So after reading a few posts an people getting ridiculous agreed values on the Lrs and every where cover, who is the best?
    I have the same vehicle.
    It is insured with CGU for $16,000 agreed value
    Excess is $400
    One windscreen a year
    Cost first year, $526.77

    I pay it monthly @ $43.90

    Cheers

  8. #8
    Join Date
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    with GIO

    $27000 agreed value 4wd cover $200 excess... both of us listed as drivers..

    cost.. $500


    mind you we have got the daewoo and the house / contents insured with them so we spend $1800 each year with them! they also cover my road cycle separately in with the house / contents at a value of 8k....

    will also have boat insurance i would guess with them when we finally get one....

    they seemed to be in the habit of refunding us all sorts of money last year.... dont quite know why tho... cant complain!

    Budget lied to us last year... so pulled out after a few days as they wouldnt correct the lies even tho they admitted it was their fault...

    Thanks

    Steve

  9. #9
    Rovernaut Guest
    how did you guys go about agreed value, how to do value your car? and convince the insurer that's what it's worth?

  10. #10
    Join Date
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    you say what you want and if in their value limit they say yes or no, when i tried i takled the max agreed value they would accept out of them and we put that down.

    95 disco i had for 17k
    95 defender most they would do is $11

    policy cost was very similar..

    it sucks rocks...
    2007 Discovery 3 SE7 TDV6 2.7
    2012 SZ Territory TX 2.7 TDCi

    "Make the lie big, make it simple, keep saying it, and eventually they will believe it." -- a warning from Adolf Hitler
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    'If everyone colludes in believing that war is the norm, nobody will recognize the imperative of peace." -- Anne Deveson
    “What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others.” - Pericles
    "We can ignore reality, but we cannot ignore the consequences of ignoring reality.” – Ayn Rand
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