Motor vehicle accidents - part 2
My second collision if anyone is interested, I think demonstrates that things are not always clear cut and sometimes insurance companies just pay up rather than making a fuss.
I was making a right turn across three lanes of traffic.
The traffic was all stopped by a red light.
They had all left the intersection open. There was sign at the intersection that said they should do that. (I've forgotten the exact wording)
I made it safely across two of the lanes of traffic.
What I didn't expect was that someone in a red Honda Prelude would come racing up the last lane near the gutter. (At the speed you would expect the driver of a red Honda prelude to drive.)
Consequently I hit him on the driver's side mudguard.
Both cars were still quite drivable but he wanted to make a big deal of it by leaving his car blocking the lane and ringing the police.
When they arrived, they were not impressed and told him to move his vehicle immediately. As it was such a minor incident, if I remember correctly, they just told us to exchange details and to report the incident to our local station.
I got a letter from his insurance company claiming that it was going to cost some enormous amount of money to fix the Honda. All the local panel beaters I spoke to reckoned the figure was greatly inflated.
I gave all the details to my insurance company, especially the bit about the Honda driver entering the intersection in contravention of a road sign.
They apparently did some investigating and came to the conclusion that they couldn't mount a strong enough argument that I was not at fault.
Everybody's insurance company just paid for their own repairs.
I suppose that in the eyes of the law I failed to make a right turn with due safety.
I believe the other driver ignored a road sign and a rule about entering an intersection when he wouldn't be able to drive out of the intersection.
In spite of the legal wrongs and rights of the situation, I still believe that in the circumstances I had good reason to expect that I could cross the intersection safely.
Anyway that was 10 or 15 years ago, so it doesn't really matter does it.