Thread: Mortgage Repayments

Originally Posted by Disco_owner

The Point is it's not a handout for NOTHING .. he recieved it to feed and cloth his new born baby & they're well off , he Just purchased a house for $550K, he isn't in need of recieving this grant and him and his wife both make over $100K + a year why would you & I have to pay from our taxes for his 46" LCD TV. There shoud be a system in place by government to helpout the families in need , I will be much happier if my Taxes helped out those who really truely needed this grant for feeding and clothing their new born, and that's the whole point of this Thread , consumer spending has gone up , rate of growth for economy and risen and hence RBA is increasing interest rates to slow down the Economy Growth.

Geez, have you had this out with your mate, sounds as if it'd come to blows

Originally Posted by Disco_owner

The Point is it's not a handout for NOTHING .. he recieved it to feed and cloth his new born baby & they're well off , he Just purchased a house for $550K, he isn't in need of recieving this grant and him and his wife both make over $100K + a year why would you & I have to pay from our taxes for his 46" LCD TV. There shoud be a system in place by government to helpout the families in need , I will be much happier if my Taxes helped out those who really truely needed this grant for feeding and clothing their new born, and that's the whole point of this Thread , consumer spending has gone up , rate of growth for economy and risen and hence RBA is increasing interest rates to slow down the Economy Growth.

I reckon your just mad because his is bigger than yours

Disco-owner, all jokes aside I understand how you feel, I do see your point.

The government is offering incentives for population growth, whereas China took responsible steps decades ago to curb population growth, each according to independant circumstances.
We are facing much more important issues nowdays, or more to the point we are NOT facing them....when a species grows wildly population wise, it faces nature's solution.
When it reaches a point that the environment will no longer support the species they experience catastrophic and massive die off.
Makes the spending issues fade a little, doesn't it?

Originally Posted by Disco_owner

The Point is it's not a handout for NOTHING .. he recieved it to feed and cloth his new born baby & they're well off , he Just purchased a house for $550K, he isn't in need of recieving this grant and him and his wife both make over $100K + a year why would you & I have to pay from our taxes for his 46" LCD TV. There shoud be a system in place by government to helpout the families in need , I will be much happier if my Taxes helped out those who really truely needed this grant for feeding and clothing their new born, and that's the whole point of this Thread , consumer spending has gone up , rate of growth for economy and risen and hence RBA is increasing interest rates to slow down the Economy Growth.

Mate don't worry about it. If he is short sighted enough to buy a TV with it then so be it. Our baby bonuses went to pay the costs the medical bills incurred during the pregnancies, which were significant.

At any rate this whole plasma bonus thing amuses me. Sure you get 4 or 5 k handout from the Govt but anyone with half a brain wouldn't have a baby for this reason. I reckon our two kids (1.5 and 4) have cost us at least $250k so far in costs and lost wages. But, am I complaining? No. I don't doubt that there are people without half a brain that do have babies for the cash. Oh well.

So, the choices are, kids or a rental house every 5 years?

Originally Posted by Captain_Rightfoot

Mate don't worry about it. If he is short sighted enough to buy a TV with it then so be it. Our baby bonuses went to pay the costs the medical bills incurred during the pregnancies, which were significant.

At any rate this whole plasma bonus thing amuses me. Sure you get 4 or 5 k handout from the Govt but anyone with half a brain wouldn't have a baby for this reason. I reckon our two kids (1.5 and 4) have cost us at least $250k so far in costs and lost wages. But, am I complaining? No. I don't doubt that there are people without half a brain that do have babies for the cash. Oh well.

So, the choices are, kids or a rental house every 5 years?

If your kids cost that much, i'd be selling them ! I have 2 pretty much the same age and apart from the loss of 1 wage ( although FTB helps with that) they havent cost us 1/10th of that.

its grey dark grey

Quote:
Originally Posted by Lotz-A-Landies
Addit: I know what I should do. Just like Stevo has said, I should get off may backside and go and do something about it. I will stop nursing immediately and leave the hospital system (just one more of 50,000 shortages, so who cares) and get a spiv job where I can make lots of money at anyone's expense. I'll be O.K.

That's a good idea!

Then all we need is for the other people who are stupid enough to work in jobs where as well as making a meagre living they are making contribution to society or providing an essential service to have a bit of get up and go.

We need all the people working in childcare centres to go and get a proper job that pays a six figure salary. Of course that will create a bit of a problem for the two income families who need the second income either to survive or to service the loan on their fifth investment property. But if they have any drive they will find a solution.

At the same time we could get all the other people like teachers who work in jobs that don't pay overtime to leave and work somewhere where they do get overtime. They will still be working the same number of hours of course, but then with their overtime payments they will be able to pay extra contributions into their super.

Some of those people in jobs like nursing, childcare and teaching are probably the same unmotivated people who are scout leaders, sports coaches or members of service clubs like Apex or Lions. They are probably frittering away time that could be spent earning money on some sort of voluntary work in their community. Don't they realise their time would be better spent getting a second job so they could invest in the stock market or real estate?

It is possible that we need a few spivs, CEOs on obscene salaries and people who make their money by calculating or guessing when to buy or sell foreign currencies.

However it is certain that society could not function as it does without some of the people who are prepared to work in jobs where there is a sense of satisfaction that comes from having made a difference either to some individual's lives or to society in general. And there is plenty of evidence of just how much our society depends on volunteers

Those people like nurses and people being paid a pittance in early childhood centres and similar jobs have made their choice just like the people for whom a six figure salary is the most important facet of the job. Both groups have to accept the consequences of their decision.

It would be nice if just occasionally some of those driven, highly motivated, successful people would show some understanding and gratitude to those who have kept society functioning in the way we all like it to instead of adopting the attitude, "I have made myself rich through my own efforts. You could have done the same."

Whoo whoo whoo, some people are really showing some "poor is me" type attitudes. If some people actually read the context of what I have written, they may understand where I am coming from. My main point in any of this, is if you don't like what you are doing, want to have a better lifestyle...then do something about it. Don't whinge and moan about how tough it is for you or those around you.

Talk about "tall poppy" syndrome coming through loud and clear. What because someone who has taken risks to become successful in their chosen area, should be thankful to someone who has kept society functioning? Does that include a doctor on $200k+ a year? Or somebody who runs a cleaning business turning over $1mill a year in his business? Should the owners of business ( private/SME's provide the majority of jobs to average Austalians), who have taken a risk to put themselves on the line, who provide a livelihood to others, should they also be thanked. Nah, of course not.

Following the notion that " gee what Stevo said, should go make more $$$ doing something else" well the fact of the matter is that people don't. As mentioned earlier risk versus security. The average person would rather a weekly wage, holiday pay, sick pay etc and kudo's to them. A minority of people will take the risk of starting and running their own business in whatever field that maybe...a plasterer...a mechanic.....an accountant...doctor....etc etc. The average person doesn't want the stress or to push themselves. And there is nothing wrong with that, horses for courses, but don't complain about your own choices.

And so what if someone on a high income gets the baby bonus, what they should be penalised because someone works in a lower paying position? Once again the good ol, why he/she getting something I should be getting? To be successful in anything takes time, energy, motivation, commitment ie successful parent, successful business person, successful employee, successful sportsperson etc etc. It just doesn't happen. For some of you, if you arent prepared to take those steps to better your own life...don't poo poo those that do.

For those that have this notion of the "less fortunate" what are your solutions, when was the last thing you did something about it for them...would you swap places? Actions speak louder than words, for the "woe is me" crowd all there has been is either self negative responses or gee that person earns that, and gee what would happen if this. How about solutions if you care so much, anyone can have a whinge thats the easy part. Why not sell your own home and as thanks to one of these people give them enough $$$ as a deposit. Thats putting your money where your mouth is.

Finally, I am thankful to people I come into contact with, who have helped me in certain situations. I think that is pretty normal. People who volunteer their time I think is brilliant, I don't have the time so I donate instead. The most important thing I have learnt is that what ever you do or are doing, it is a choice...again re iterating, average person, average intelligence, 2 arms, to legs ie has the opportunities that we all do. I know people who left school before high school, so lacked education, but wanted more for their own life and have been very successful in a range of industries. I also know people who I would call "educated derelicts" who have had every opportunity yet have gone no where.

Regards

Stevo

Quote:
Originally Posted by Captain_Rightfoot
Mate don't worry about it. If he is short sighted enough to buy a TV with it then so be it. Our baby bonuses went to pay the costs the medical bills incurred during the pregnancies, which were significant.

At any rate this whole plasma bonus thing amuses me. Sure you get 4 or 5 k handout from the Govt but anyone with half a brain wouldn't have a baby for this reason. I reckon our two kids (1.5 and 4) have cost us at least $250k so far in costs and lost wages. But, am I complaining? No. I don't doubt that there are people without half a brain that do have babies for the cash. Oh well.

So, the choices are, kids or a rental house every 5 years?

If your kids cost that much, i'd be selling them ! I have 2 pretty much the same age and apart from the loss of 1 wage ( although FTB helps with that) they havent cost us 1/10th of that.

At first I agreed with how could it cost that much...then I did some basic mathematics . We have 4 between us plus one on the way. If I just took my 4 almost 5 yr old and just on not having the extra wage assuming $40k a year for the missus, well thats $200k alone. Add feeding, clothing costs for one, yep I'd say $250k would be on the mark. I'm not going to even thiink of what the cost is with 4 let alone 5 from April ,

Regards

Stevo