Mortgage Repayments

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Originally Posted by Stevo_62

I've read this topic with interest.

Having just relocated from down south to north QLD I've had to re acquire a mortagage again to purchase our desired property. We are currently working our azz of to pay for it at about $500 per week.

My stepson moved up here about the same time. Broke, no cash, 2 litlte kids and a couple of other social handicaps.

He sniveled on his mother's shoulder at one stage and said he didn't "puss his money up against the wall".

Well, still renting, kids get stuff that anyone with a brain that was broke wouldn't buy, now go to a private skool, etc etc etc etc etc.

It will be a cold day in hell b4 he gets ANYTHING from me again. Thing is, we bent over backwards for the little darlings to give em everything and what has that got us.

A generation of kids that expect everything and will work for nothing, a generation of kids that will take advantage of 2 years interest free and then whinge when they get slugged with 18% interest, a generation that are flat out building the nations debt as fast as they can, a generation that largely have a f u attitude to society in general and simply do not understand allegiance and work ethic, a generation of kids who are largely ill educated, ignorant and arrogant.

Make no mistake about it. We are headed towards a recession, driven by the spoilt whingy whiney generation that we created. I trust we still have the integrity to put our hands up and shoulder our responsibility for what will beset us in the future!

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I agree with some of your statements. The younger generation expect everything and quickly. Some of us that had parents who came through a depression and a war and a household with only one income have a different outlook to the current generation. The current generation is faced with a totally different situation, 100% house loans without a deposit, household goods, nothing to pay for 3 years etc. They fall into the trap. I think that the pressure from advertising and society blind them to the pitfalls. And the business people walk away with money regardless. If the govt. should do anything, it should be to legislate to require a deposit, get rid of the "nothing to pay" period and even think about cheap housing for those starting out. :)

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Originally Posted by garryc

I agree with some of your statements. ...

... If the govt. should do anything, it should be to legislate to require a deposit, get rid of the "nothing to pay" period and even think about cheap housing for those starting out. :)

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Garry

You know, I have been reading this thread since it started with an few posts, and one thing that stands out is the number of people who suggest that they didn't "get it together" until in their 30s.

It is true - young people want to enjoy life and get out there and do stuff. Maybe Government assistance is wasted on the young, it should possibly wait until all that extravagance is out of them perhaps a minimum age for assistance???

Diana

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Garry

You know, I have been reading this thread since it started with an few posts, and one thing that stands out is the number of people who suggest that they didn't "get it together" until in their 30s.

It is true - young people want to enjoy life and get out there and do stuff. Maybe Government assistance is wasted on the young, it should possibly wait until all that extravagance is out of them perhaps a minimum age for assistance???

Diana

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Good point there Diana ( bought those shoes yet :p), I know for myself at my age...tender 39 :D, I did buy land in my late 20's but that went through divorce, and next time I bought a place was mid 30's. Also a lot of people tend to be having children later as well. Could I have bought a place in my early 20's...would have been very difficult, especially when you generally did need at least 20% deposit plus your extra costs over and above.

Regards

Stevo

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Originally Posted by stevo68

.............. ............... Also what is the focus on nurses, ............... .......................

Regards

Stevo

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Originally Posted by numpty

....... ........... I am not trying to turn this into a nurses only thread, (there are others who can take up that cause)

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I don't want to turn this into a nurses only thread either but I will explain why I have focussed on them.

Better still, I will offer two possible explanations and it will be your choice which one you accept.

It might be that I mentioned nurses because I often see examples of how the remuneration for a job bears no relationship to the training and qualifications required, the level of responsibility and dedication the job entails or the worth of what the person does in that job. It may be that I place great value on what nurses do and believe that there are people who are only alive and well today because of the dedication of nurses.
On the other hand I see CEO's whose only contribution seems to have been to slash the size of the workforce, artificially inflate the value of shares to get their "performance bonus", lose the company and the shareholders millions of dollars and yet they walk away with a golden handshake.
I know which one I think has earned their pay.

I'm trying not to sound as if I'm complaining about this. I'm just trying to point out something that I'm sure most people are aware of; that how much you are paid doesn't really reflect the true worth of what you do.

I accept that my reaction is as much emotional as logical and I don't know that anything can be done about it. It's just a thought that occurs to me in my idle moments.

Nurses are just one obvious example of people whose work is undervalued.


The second possibility is that is that I am just sucking up to the nurses on this forum because I think that one day my life or my health might be in their hands and I don't want them offside.
I don't expect to have direct dealings with the likes of Solomon Trujillo, so I can afford to be rude about him.

(Just as an aside, look what I found when I was searching for the spelling of his name. How can anyone imagine he was worth that much?
American Solomon Trujillo will earn up to $11 million in his first year as Telstra's new chief executive.)

So there you have it! Two possible explanations. The choice is yours.

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Originally Posted by stevo68 https://www.aulro.com/afvb/images/im...016/08/768.jpg
.............. ............... Also what is the focus on nurses, ............... .......................

Regards

Stevo

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Originally Posted by numpty https://www.aulro.com/afvb/images/im...016/08/768.jpg
....... ........... I am not trying to turn this into a nurses only thread, (there are others who can take up that cause)

I don't want to turn this into a nurses only thread either but I will explain why I have focussed on them.

Better still, I will offer two possible explanations and it will be your choice which one you accept.

It might be that I mentioned nurses because I often see examples of how the remuneration for a job bears no relationship to the training and qualifications required, the level of responsibility and dedication the job entails or the worth of what the person does in that job. It may be that I place great value on what nurses do and believe that there are people who are only alive and well today because of the dedication of nurses.
On the other hand I see CEO's whose only contribution seems to have been to slash the size of the workforce, artificially inflate the value of shares to get their "performance bonus", lose the company and the shareholders millions of dollars and yet they walk away with a golden handshake.
I know which one I think has earned their pay.

I'm trying not to sound as if I'm complaining about this. I'm just trying to point out something that I'm sure most people are aware of; that how much you are paid doesn't really reflect the true worth of what you do.

I accept that my reaction is as much emotional as logical and I don't know that anything can be done about it. It's just a thought that occurs to me in my idle moments.

Nurses are just one obvious example of people whose work is undervalued.


The second possibility is that is that I am just sucking up to the nurses on this forum because I think that one day my life or my health might be in their hands and I don't want them offside.
I don't expect to have direct dealings with the likes of Solomon Trujillo, so I can afford to be rude about him.

(Just as an aside, look what I found when I was searching for the spelling of his name. How can anyone imagine he was worth that much?
American Solomon Trujillo will earn up to $11 million in his first year as Telstra's new chief executive.)

So there you have it! Two possible explanations. The choice is yours.

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Ok, just so as no confusion I am specifically responding to what you have written:p. Look, I think the comment about CEO's was very generalised and correct me if I am wrong, based on commentary that is written in popular press without having any actual basis for forming an opinion, ie have you ever run a business, a multi national business, 100-1000++ staff, worked high up in corporate? Unless you have, of course you can comment, but you don't really know what it is like to be in a position of that nature, and lets not forget that shareholders play a part in determining salaries and bonuses etc.

Whats not to say that the likes of Trujillo is getting paid his worth when you consider he is at the helm of a billion dollar business employing thousands and thousands of staff. Could you do it? I couldnt. I will also agree that there are then people who are not paid there worth, but is that not a choice? Also how do you justify your truth worth, can you as an individual do it or is it by what the market dictates, it is generally the latter. Ask anyone "Should I be paid more"...are they going to say no?

Regards

Stevo

*butts into the discussion*

I think this whole discussion has become a bit over simplified... one must also admit that not all nurses, school teachers and policemen do the job out of wanting to feel they are giving something to the community. To me all these "community service" type jobs have a certain 'calling' associated with them, however a certain proportion of those employed in these feilds (how large? I dunno...) do these tasks purely as a job, a way to make money and a way to pay the bills, not because they love to help people. This group of people do have a choice and they have chosen to stay where they are, earning what they do. To say they are not entitled to expect to afford a simple house is wrong, however to say they deserve a McMansion is also wrong... if you wanted a 6 bedroom house when I was a kid, you blardy well earnt it or inherited it, not borrowed it from the bank complete with all furnishings...

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I actually really love what I do. But every now and then things happen that make you wonder why you do the job :( But I have to say the plusses generally outweigh the minuses :)

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I think many of us have that notion at different times :), oh to have only been born taller, with a great singing voice and be in a rock and roll band :cool:

Regards

Stevo

This will beat the "I can see the Stars" thread soon..........

Best agrument thread i've watched in weeks.....
apossed to the Urban cowbow and Maxi thread

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Originally Posted by stevo68

Ok, just so as no confusion I am specifically responding to what you have written:p. Look, I think the comment about CEO's was very generalised and correct me if I am wrong, based on commentary that is written in popular press without having any actual basis for forming an opinion, ie have you ever run a business, a multi national business, 100-1000++ staff, worked high up in corporate? Unless you have, of course you can comment, but you don't really know what it is like to be in a position of that nature, and lets not forget that shareholders play a part in determining salaries and bonuses etc.

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Yes it was very generalised. It's what usually happens when you just want to have a bit of a go at a particular group. Intellectually unsound, I know, but we all do it. (Actually that is another generalisation. I mean; I think a lot of us do it.)

I have great difficulty with the common argument that you have to have been in a particular position to know what it is like. I believe that (some) people have sufficient imagination and are prepared to do sufficient research to enable them to form a reasonably clear picture of something that is not part of their personal experience. If you think about it, the world could hardly function if the only way a person could have an appreciation of something was to experience it personally.
I suspect that you have not personally experienced the squalor and levels of deprivation suffered by some children in third world countries, yet you have enough of an idea to see the value in providing financial aid through the donations you make.
Of course I might be wrong. You might have seen it with your own eyes, but a lot of people who donate have not.

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Originally Posted by stevo68;703695 [B

Whats not to say that the likes of Trujillo is getting paid his worth[/B] when you consider he is at the helm of a billion dollar business employing thousands and thousands of staff. Could you do it? I couldnt. I will also agree that there are then people who are not paid there worth, but is that not a choice? Also how do you justify your truth worth, can you as an individual do it or is it by what the market dictates, it is generally the latter. Ask anyone "Should I be paid more"...are they going to say no?

Regards

Stevo

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Maybe Trujillo was worth that much money, but I can't help feeling that there must be someone out there who would have been interested and could have done just as good a job for a paltry $5 million.
I was actually trying to remember the name of the CEO of a financial institution who a few years ago after a disastrous time at the helm was paid a fortune to get rid of him. I don't think anyone thought he was actually worth it. They just had to do it to get rid of him.

How do you justify your real worth? You can't. As you say, the market determines that and as I think we both agree, the market is not really interested in the worth of the work. Sad, but true and realistically there is not much we can do about it.

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I have great difficulty with the common argument that you have to have been in a particular position to know what it is like. I believe that (some) people have sufficient imagination and are prepared to do sufficient research to enable them to form a reasonably clear picture of something that is not part of their personal experience. If you think about it, the world could hardly function if the only way a person could have an appreciation of something was to experience it personally.
I suspect that you have not personally experienced the squalor and levels of deprivation suffered by some children in third world countries, yet you have enough of an idea to see the value in providing financial aid through the donations you make.
Of course I might be wrong. You might have seen it with your own eyes, but a lot of people who donate have not.

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Reference bolded part, I can't see the difficulty at all, like the old adage..Unless you have walked in someones shoes, imagination is all you have and that isn't the same. Could I put forth a position or an arguement based on imagination, for sure, but it would lack substance, passion and belief, because it is not drawn from my own personal experiences.

I think human suffering and whether a CEO earns to much and trying to equate the 2, is talking chalk and cheese. The only possible relevance is that if you are going to support a cause or an argument, what is your actual contribution or is it just hot air. In my case, I cannot imagine it, but I support it by putting my money where my mouth is and whether you have witnessed first hand or not is irrelevant...as long as the $$$ come to those that need it.

All in all its just my opinion, but I would prefer to here an arguement put forth by somebody who has relevant and personal experience as opposed to what some one has read or imagined...wouldn't you? Hence, if you had worked at the very top in corporate as opposed to what has been read in the Daily Mirror or been recounted on ACA in respect to CEO's or anyone else for that matter...it does make a difference. There is a hell of a lot more substance from someone who speaks from experience as opposed to someone who thinks they do,

Regards

Stevo