REQUEST: Best 4wd insurance?

**Xavie** · 18th April 2008, 04:50 PM

Originally Posted by wannalandy

I have just signed up with shannons insurance with full cover . at the moment i have the disco insured as a standard 4wd which is costing me $443. a year. I also done a quote with it fulling modded and it added another $50 to the cost. $500 premium

.

I was going to go with shannons but I asked straight out if they cover for offroad and they said nup, no way! I do have the series 2a with them and it's 200 a year which I'm happy with but no way I'd do it with the disco.

Xav

**CaverD3** · 18th April 2008, 05:05 PM

Wrote my D2 off. Rolled in on a farm track. GIO paid up, no issues, and couldn't have been more helpful.

**Rugrat** · 18th April 2008, 06:02 PM

Originally Posted by Treads

Who is the best company to insure your vehicle with that will cover incidents on 4wd trails, dirt roads, water crossings etc?

Can't compare many - but can vouch for GIO.
Have (unfortunately) had 2 write offs on dirt - one a road, one a track and both times they have come to the party 100%.

From my understanding the rules (sure to be corrected if wrong

) are:
The track/road must be gazetted (i.e. on a published map), you must be legally allowed to be there and the vehicle must be capable of being there.
The last one is a tad dubious if your crawling over rocks or swimming up river but generally most 4wders fit the above.
When i got a quote on my 110 the 'voice on the end of the line' pointed the above out. So it comes down to price IMHO.
Shop around but I personally wont be moving from GIO in a hurry (oh they are now part of Suncorp).

But ask them straight up - most will explain what is and what isn't covered.

**solmanic** · 18th April 2008, 08:20 PM

Originally Posted by seqfisho

One more happy Australian 4WD Insurance customer

Hmm, when I Googled them I got this link to the ExploreOz forum and there are a couple of very unhappy customers there...

**worraps** · 20th April 2008, 11:38 AM

just got a quote through tcis for my 96 disco as nrma has put my insureance up by $100 over last year (no change no claim) nrma came in at 677 for market value tcis came in at $606 agreed for 14k including all mods done and state they will cover any geographical location in australia
i guess my only question is has anybody delt with these guys before
any info good or bad would be great

worraps

Tombie · 20th April 2008, 11:43 AM

Originally Posted by worraps

just got a quote through tcis for my 96 disco as nrma has put my insureance up by $100 over last year (no change no claim) nrma came in at 677 for market value tcis came in at $606 agreed for 14k including all mods done and state they will cover any geographical location in australia
i guess my only question is has anybody delt with these guys before
any info good or bad would be great

worraps

I know the owner...

Wouldnt P... on him if he was on fire..... And their service is ..(insert expletive deletive here)...

I use DGA, Aust 4wd... No issues, and CGU is great to deal with.

**worraps** · 20th April 2008, 12:22 PM

cheers tombie i will check them out

worraps

**iClick** · 24th February 2014, 11:18 AM

Resurrecting an old thread here

I need to revisit my insurance now that I'm buying a slide-on camper.

We're currently with Comminsure and they've confirmed two thing today, they won't insure the camper, and we're not insured for ANY damage arising from a water crossing.

Can I ask if anyone knows a good insurance company that will insure against accidental offroad damage that includes water crossings?

I've looked at TCIS but the policy is $1000 more that we are paying now

and thats before I add in the cost of the camper.

Any advice is greatly appreciated.

Thread: REQUEST: Best 4wd insurance?

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