Sorry, without knowing the details of the accident, I can't explain details; but no accident ever had a single cause. In this case, if there had been no tree to hit, it is likely that the accident would not have been fatal, just as a simple example. You can say that if he had been going slower, he would not have been killed, but you can also say that if there had been no roadside obstruction he would not have been killed. Either one can be called the "cause" of the accident, depending on whether you are campaigning to reduce speed or improve roadside safety, but neither is the sole cause of the accident.
As with any accident, there will have been a number of other factors as well, any one of which, if it had not been present, would have prevented his death.
John

