Thread: Isn't it time to get serious and start cruching cars?

[quote=jerryd;1163693]

Originally Posted by rovercare

How would High insurance premiums work? seriously?

The young driver would have to produce his/her insurance policy everytime they wanted to pay for the rego sticker. No insurance policy no rego sticker. After 12months their premium drops if they had no accidents, after 2 years it drops again and so on until they reach maximum no claims discount.

1 in 5 drivers are involved in a crash during their first year on the road

male drivers under 21 are 10 times more likely to have a car accident than male drivers aged 35 and over

young drivers have a higher proportion of crashes at night than older drivers

1 in 8 british drivers are under 25, but a quarter of drivers who die in traffic collisions are in this age group

in 2007, 40% of passengers killed or seriously injured - meaning lost limbs, paralysis, brain injury and other life-changing injuries - were in a car driven by a young driver

Maybe the police or goverment should promote better driving for youngsters once they've passed their test, eg. night driving, motorway driving, car control, all weather driving. Maybe a certificate could be gained which could reduce their insurance premiums. Surely education would be the way to go for most new drivers.

Now as you have to show your insurance to be able to pay the Tax (rego) on your car how can it be that according to the BBC there are 1.7m uninsured drivers on the road here in the UK . In the UK you have to name all drivers to be covered for the individual car on the policy. In the largest cities they estimate that up to 13% of drivers are uninsured. Would suggest that by definition this would also mean no car tax either. Mostly this is because insurance is too expensive - just because you attempt to price them off the road does not mean that people do not drive though.

As shown above putting young drivers in higher insurance brackets and behind the wheel of low powered 1.0 litre engine cars has not worked here in the UK.

Originally Posted by BMKal

You must be allowed to.

My Mrs often enters a roundabout and does at least two or three complete circuits before she makes up her mind which exit she wants to take.

Roundabouts are like autopilots,
If you are not sure which way to go, you just leave your wheels in the gutter,
when the car is guded out of the roundabout,
you will end up going the right way.

[quote=jerryd;1163693]

Originally Posted by rovercare

How would High insurance premiums work? seriously?

The young driver would have to produce his/her insurance policy everytime they wanted to pay for the rego sticker. No insurance policy no rego sticker.
After 12months their premium drops if they had no accidents, after 2 years it drops again and so on until they reach maximum no claims discount.

1 in 5 drivers are involved in a crash during their first year on the road

male drivers under 21 are 10 times more likely to have a car accident than male drivers aged 35 and over

young drivers have a higher proportion of crashes at night than older drivers

1 in 8 british drivers are under 25, but a quarter of drivers who die in traffic collisions are in this age group

in 2007, 40% of passengers killed or seriously injured - meaning lost limbs, paralysis, brain injury and other life-changing injuries - were in a car driven by a young driver


Maybe the police or goverment should promote better driving for youngsters once they've passed their test, eg. night driving, motorway driving, car control, all weather driving. Maybe a certificate could be gained which could reduce their insurance premiums. Surely education would be the way to go for most new drivers.

High insurance is not the answer as you can bet your life it will flow onto us all. All this does is make people poorer. does not achieve anything. What happens when they have an accident/car crash that was not attributable to any illegal activity or traffic offence or someone hits them and is uninsured or takes off? Their insurance premiums become unobtainable. They are nearly at that point now. Look at the cost of insurance and rego now for low income earners and families and we wonder why so many people are uninsured? Raising insurance, crushing cars (especially if it does not belong to the driver) is not the answer but a knee jerk, simplistic approach to the problem. There needs to be some lateral thinking here. It is a problem that has no easy solution with the potential for first time offenders to pay a high price. Habitual offenders need to be dealt with on a different scale. Any way the real case in point is certain people will not learn their lesson no matter what you do and the case that is generally being refered to here has many root causes with the main one the driver had a flagrant disregard for the law. The main one it comes back to in the majority of these cases is they are alcohol related, which exacerbates the other problems.
I think this is the governments soft way out to appear to be doing something as it is an easy play. Will be interesting when some one with money and good legal representation challenges it. The governments just seem inept at tackling the real problem which is alcohol and drug driving. Then do we do the same with fatigue??

Originally Posted by BMKal

My Mrs often enters a roundabout and does at least two or three complete circuits before she makes up her mind which exit she wants to take.

Originally Posted by jerryd

The young driver would have to produce his/her insurance policy everytime they wanted to pay for the rego sticker. No insurance policy no rego sticker.
.

So I;d just drive without reg? I mean, I drove probably a culminative period of well over 2 years without a licence, again, won;t work

Brian, good one mate, but I wouldn't let your Better Half see your post, LOL, Regards Frank.

On news tonight 2 more hoons crash.
Foster Vic 2 x 15 yr old girls driving along a straight stretch of road hit a concrete power pole and snap itoff at the base, estimated speed of 150 kph and they lost control.
Seen by witnesses earlier hooning!.
Foster Police ask When are they going to learn.
Hmmmmm

Originally Posted by It'sNotWorthComplaining!

Foster Police ask When are they going to learn.
Hmmmmm

Thats easy to answer...
WHEN they are woried about the repercussions of their actions.

It's as we grow older that we think of these things.
Ever watched children on a play ground?
The 3 year old climbs onto and over anything,
The 5 year old climbs also but is aware of falling of and getting hurt.

As for driving..respect of the car and other road users is not taught.
To much of a "give me" society that we have evolved into IMHO.
I often hear "It's my right to drive" not "I'm privileged to have a licence".

Last thought..
"If only I knew at 18 as much as my kids think they do at 18"