Are you sure that your covered (Insurance).

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Originally Posted by SuperMono

Interesting, I have several vehicles with Allianz & have rung a couple of times to clarify coverage. Generally I have been happy with the verbal responses for subjects like 'off road', 'private property' & 'accessory or modification'.
Wonder how well the 'your call may be recorded' works :)

Golden rule I guess if isn't black & white in writing it might not be covered.

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Yes mate it's as good as as a verbal contract form.

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Originally Posted by TeamFA

I've just submitted an application to TCIS. They state anywhere in Australia, doesn't have to be on a gazetted road. They also request an accessory list, and say that as long as you've told them, they're all covered.

Their quote also came in substantially cheaper than others that I found, accessories included, and for an agreed amount much closer to reality than other companies were willing to agree to.

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Watch out for the catch...

If ANY modification renders the vehicle "un-roadworthy" they can, and have voided a claim.

So if you tell them you have a 4" lift, they'll put it on the policy.
But if you bend the vehicle, and the 4" lift isnt engineered and approved, you wont get a Brass Razoo...

I am friends with someone who has suffered this fate.