It pays to shop around

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Originally Posted by CaverD3

Ring the insurance company each year and have it reduced. Yup they rely on you just paying what they ask.
Just make sure you are covered fro off road if you do go off road.

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Also clarify what the selected insurer classes as 'off road'. Most will consider 'off road' as not being on any gazetted (recognised/named/etc) road or track
ie real bush bashing type stuff. If it is a track or road nominated on a proper map, its unlikely be classed as 'off road'

(according to AAMI anyways)

I went with Shannon's for extensive cover, anywhere in Aus I'm covered. Also I wanted it to cover whoever drove the car seeing my friend was sharing some of the driving on my last big trip.
$1299 per year but I pay no extra to split into monthly $109 payments.

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Originally Posted by Xtreme

Thanks for the thread.

My CTP (NSW Greenslip) insurance is due and a check has shown that my current insurer is asking $267 (or 50%) more than the insurance comparison check has come up with. I think a phone call will be in order tomorrow.

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For greenslips, always check out:
MOTOR ACCIDENTS AUTHORITY of New South Wales - Road Safety Research, Motor Accidents Compensation (or more precisely the calculator which is at http://http://prices.maa.nsw.gov.au)

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Originally Posted by eddomak

For greenslips, always check out:
MOTOR ACCIDENTS AUTHORITY of New South Wales - Road Safety Research, Motor Accidents Compensation (or more precisely the calculator which is at http://http://prices.maa.nsw.gov.au)

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Did that last night and after a phone call this morning paid the reduced rate.
The higher rate was due to the fact that the insurance company had incorrectly recorded an 'at fault accident' in my records.

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Originally Posted by ~Rich~

I went with Shannon's for extensive cover, anywhere in Aus I'm covered. Also I wanted it to cover whoever drove the car seeing my friend was sharing some of the driving on my last big trip.
$1299 per year but I pay no extra to split into monthly $109 payments.

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Shannons are good for classics but not so good for modern everyday drivers. Now I clearly do not know your driving history or circumstances but you are paying nearly double what I pay for my 07 RRS with a well known company.

Garry

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Originally Posted by Eevo

so you went with the company that was trying to rip you off in the first place?

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Yes I did, the renewal is an automated response, my company does the same we add a % for a renewal and post it out, 99% continue with the renewal.

Does your insurance company automatically reduce your premium every year? the motto of the story is 'ask and you shall recieve' say nothing and do nothing and nothing will change.

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Originally Posted by Duke4

the motto of the story is 'ask and you shall recieve' say nothing and do nothing and nothing will change.

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sounds ethical.
relying on people to be too busy/lazy to get a better deal when the company can offer it

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Originally Posted by garrycol

Shannons are good for classics but not so good for modern everyday drivers. Now I clearly do not know your driving history or circumstances but you are paying nearly double what I pay for my 07 RRS with a well known company.

Garry

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Hi Garry, I'm about to buy a 2012 or 2011 Vogue which I will use off road, eg Gibb River, which company did you go with and do they cover you for off-road?

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Originally Posted by Eevo

sounds ethical.
relying on people to be too busy/lazy to get a better deal when the company can offer it

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Sure, call it what you like, I'm sure if you just sit at home companies and government departments will be lining up at your door with money to give back to you.

Can I borrow your rosé coloured glasses

Some insurance policies (particularly those that are offered by lease companies or company cars) will only cover on gazetted roads and often only the balloon payment not agreed value. Beware!