Discovery 3 TDV6 Reliability?
Probably caused by a cheap plastic thermostat part that should be replaced periodically. Sounds like engine got hot and caused a head gasket to fail allowing water in once engine cooled.
First warning is usually your last one also as all modern diesels pack a big punch from a small package and need cooling.
One thing leads to another once an overheat is involved.
This seems to be a trap a buyer of an older 'cheap' diesel Disco will easily fall into.
Long term holders of cars from (near) new have probably done the research to avoid.
Anyone with an older diesel car with uncertain service history should immediately replace this part for peace of mind. The car itself is probably fine from an oil change perspective.