Nup. But even if it was, that would not be covered by insurance (I suspect) as it normally doesn't cover mechanical failures.
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Only other symptom to report is...the day before the issue surfaced there was a shuddering, almost felt like a fueling issue/misfiring or gearbox drive problem but only when the revs were low down around 1200.
Sounds exactly the same as my son's 3.0 D4. A slight shuddering was felt the day before a big-end ran dry then welded itself to the journal once the engine was switched off, caused by a rotated main bearing that blocked the oil into the bearing then crankshaft and to the adjacent big-end bearing.
A replacement 120K km engine c/w turbos was fitted but not before the original bearings were replaced with tri-metal bearings for their 2 wear layers so that the same can't happen again. The dead engine is in one of my sheds in case a use can be found for anything such as the heads.
Usually the 4.4's crank is beyond grinding but often the block is OK.
A rodent squatting in your engine bay is not going to prematurely wear the bearings. Take what the insurance are offering and move on. I'm really quite suprised they're offering anything.
Yep think you are up the creek without a paddle, auction vehicle with unknown service history.