Hi Pedro, the voltage drop is really an irrelevance in a battery charging circuit.
The fact you are using such thick cable means you will get a good charge at the batteries.
While the batteries are low, the voltage at the regulator will also be low because the battery draw current will pull the regulator voltage down.
Yes you could have as much as 0.45 while the batteries are charging, but the voltage drop is caused because the batteries are being charged at 20 amps and are pulling 20 amps, and this is regardless of the voltage.
As the batteries state of charge rises towards a fully charged level, the batteries themselves, will pull less current and this will mean the voltage drop between the regulator and the battery terminals will get smaller.
Again, because you have used such thick cable, you should have no problems fully charging your batteries, with the only limiting factor in your case, is how much time your have to charge the batteries.

