It was for three phase actually, and was only done as an example as I saw 100a and three phase being talked about.
Single phase 100a would be a 500mm2 cu or 400mm2 ALU which is ridiculous for a house haha
For arguments sake if you went three phase 32a it would be a 70mm2 cu or 120mm2 Al. Unbalanced of course.
Maybe you should whip out your calc app and see what your split phase tells you.
Definitely agree about using aluminium conductors, so much cheaper and modern aluminium cables aren't too bad to work with.

