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Thread: Insurance due

  1. 14th April 2015, 04:37 PM #1
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    mtb_gary
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    Insurance due

    I've just got my renewal notice. The premium has dropped a bit but the maximum agreed value has plummeted from just over $12k to $7,150!


    For the record SGIO comprehensive insurance on a 1996 p38a HSE $265.16 for 12 months with $800 excess.


    Gary
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  2. 14th April 2015, 04:56 PM #2
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    pop058
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    What about an "agreed value" policy ??
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  3. 14th April 2015, 07:20 PM #3
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    I've got mine on agreed value ('99 HSE) and its dropped to about $8,500 from $16,000 in just over 4yrs...

    Suncorp

    The premium is about $450/annum from memory with a $500 excess.

    Cheers
    Keithy
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  4. 14th April 2015, 07:42 PM #4
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    Quote Originally Posted by mtb_gary View Post
    I've just got my renewal notice. The premium has dropped a bit but the maximum agreed value has plummeted from just over $12k to $7,150!


    For the record SGIO comprehensive insurance on a 1996 p38a HSE $265.16 for 12 months with $800 excess.


    Gary
    I had the same problem with SGIO a couple of years ago with agreed value plummeting. Rang them up but there was little they could do as their valuation ranges had been significantly tightened.

    Give RAC a call. They were able to meet the resale value my mechanic reckoned was fair, plus the premium was cheaper. Since then they have also got my business for the caravan and Lady Penelope.

    And finally in times past I have had good experiences with RAC when it has come time to claim. Have never had to claim on SGIO so I can't comment.

    Cheers

    Steve
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  5. 15th April 2015, 08:25 AM #5
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    mtb_gary
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    Quote Originally Posted by pop058 View Post
    What about an "agreed value" policy ??
    That is the highest agreed value they will go to. Even though I don't agree with the value!

    Gary
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  6. 15th April 2015, 10:23 AM #6
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    Eevo
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    cars are never worth what owners think they are.
    we're talking about a 15year old cars here
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  7. 15th April 2015, 10:26 AM #7
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    Mines 19 now . Worth a lot more as parts than as a whole car


    Gary
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  8. 15th April 2015, 11:54 AM #8
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    RAC $320, $800 excess but value of $9,900. It looks like I might be changing to RAC.


    Gary
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  9. 15th April 2015, 01:13 PM #9
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    shannons will insure you for any value you like, you just might have to pay for the privilege, might be worth asking before you commit.
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