With regard to the tow bar I've pulled numerous car trailers with the D3 and the standard plough with no problems. Unless you are going to be towing a trailer off road the Mitch hitch is not really necessary. Downside with the plough is you have to take the trailer off to get the spare down but that's not the end of the world either if you aren't towing all the time.
I guess it all depends on where you are planning for the 101 to break down 
Regards,
Tote
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