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Thread: accessories worth more than Defender

  1. #1
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    accessories worth more than Defender

    Just got my fully comp. insurance renewal for a 98 Defender, amount covered $11,300 for a premium of $545, (a higher premium than when it was insured for $37,000 when I first bought it!) a drop of $5000 odd from last year including most of the accessories bull bar, winch, driving lights etc. on tallying up the accessories and modifications I came to the cost value, not replacement value of $15,880.
    On talking to the insurance company the best value I could get was $16,000 about what it was valued last year for $571

    What are others paying for Defenders of the same vintage?

  2. #2
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    insurance

    hi dave
    i just insurned my 101 as being 30 year old vehicle some company wont do it after much phoneing around got onto crowd in victoria have used them years ago
    give fellow buy the name of joe 0398546714 they gave me agreed value on 101 plus rights to vechile if written off plus give 1 windscreen per year and your choice of reparier excess 5oo dollars 430 dollars per year
    my agreed value 24.000 thousand hope this might help you
    cheers cooee

  3. #3
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    2003 TD5 Extreme,

    $3K Accessories inclusive of agreed value
    agreed $28,995

    Full Comprehensive, Rating 1, excess $500, Allianz.
    Deal over the internet, 10% discount included in premium....

    $530.08 per year.....

    Last year same deal $684.78 with GIO

    Good Luck........

  4. #4
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    Well mine cost me $450 a year for a 1995 90 300tdi PERSONALLY IMPORTED truck. With all the notmal extras, (arb bumper raised suepension, winch) And it is valued at an agreed $25,000 (don't really know how much it is worth )

    BUT the car is now on limited k's of 6000 a year and cost $300 a year for the same amout value
    95 300 Tdi Defender 90
    99 300 Tdi Defender 110
    92 Discovery 200tdi
    50 Series 1 80
    50 Series 1 80


    www.reads4x4.com

  5. #5
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    p38arover is offline Major part of the heart and soul of AULRO.com
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    I seem to recall that vehicles over 10 yo are subject to higher premiums.
    Ron B.
    VK2OTC

    2003 L322 Range Rover Vogue 4.4 V8 Auto
    2007 Yamaha XJR1300
    Previous: 1983, 1986 RRC; 1995, 1996 P38A; 1995 Disco1; 1984 V8 County 110; Series IIA



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  6. #6
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    !8yr old with V8 I pay the same for 3rd party.

  7. #7
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    Geeez!
    I'm paying over $1200 for comprehensive for a 97 defender with Allianz.
    I'll ask them why?
    scoota

  8. #8
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    Quote Originally Posted by scoota View Post
    Geeez!
    I'm paying over $1200 for comprehensive for a 97 defender with Allianz.
    I'll ask them why?
    scoota
    Jee you need to tell them ,they must be mistaken, as you wanted car insurance and not part ownership of their company .
    95 300 Tdi Defender 90
    99 300 Tdi Defender 110
    92 Discovery 200tdi
    50 Series 1 80
    50 Series 1 80


    www.reads4x4.com

  9. #9
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    Quote Originally Posted by scoota View Post
    Geeez!
    I'm paying over $1200 for comprehensive for a 97 defender with Allianz.
    I'll ask them why?
    scoota
    Definitely ask for a better deal......

    Keep in mind that age plays a big part....and to a large degree....where it is that you live....

  10. #10
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    Quote Originally Posted by ciapek View Post
    Definitely ask for a better deal......

    Keep in mind that age plays a big part....and to a large degree....where it is that you live....
    It also helps to have 65% No Claim Discount.

    1973 Series III LWB 1983 - 2006
    1998 300 Tdi Defender Trayback 2006 - often fitted with a Trayon slide-on camper.

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