There are several varieties of bacteria that infect virtually all diesel storages around the world (thirty years ago they were rare). You can assume that you have the infection. Normally they cause no problem, but the bacteria will breed up to give the result you found wherever the infection is present and there is diesel and water in contact and left undisturbed (faster if it is warm). The diesel treatment is intended to kill the bacteria, and also increase the solubility of water in the diesel, and is one form of defence. The other forms of defence are to always keep the tank(s) full to prevent condensation, and to use the vehicle regularly to keep the fuel moving. It also helps substantially to move inland where it is dry, and to change the filters more regularly. It might pay, if you haven't already done this, to drain the tank(s) to make sure that there is no water in the bottom.
John

