This tyre size issue gets bantered about on every forum ive seen. The whole "if i have an accident and my tyres are 3.26mm greater than the allowable 15mm then I will get no payout in a claim" is often quoted. BUT, practically speaking does anyone know of this happening?
My only experience through two mates is:
A prado, 3in lift, 265/75s (too big by placard, neither lift or tyres listed on isurance), rolled south of charters... I was there for the isurance assessment, tyre size and lift wasnt even looked at despite it being a roll-over... claim went through all good.
Another mate. 3 in lift and 255/85s on a patrol (not listed either), rear ended a bimmer. No dramas on payout.
In both these cases the two different isurance companies could have easily outed from mucho dollars prob $25k in the first and $20k in the second.... but they payed out no questions asked. And arguable lift and tyre size probably did have an effect on each accident, high speed rollover on strip highway and heavy braking in the wet...
Obviously illegal and practical are two different things but out of interest does anyone know of an isurance company not paying due to the 15mm rule?????
BTW i run 235/85s on the 130 mostly cos the tray would need some mods to fit 255s.
Also for the tripping I do (long range fishing trips up the cape) 10ply 235s do everything I need with minimal problems.
interested to hear experiences
Steve
'95 130 dual cab fender (gone to a better universe)
'10 130 dual cab fender (getting to know it's neurons)
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