Frank, ball and roller bearings ar hardened to deal with the loads and speed they carry due to point contact. Talk to bearing manufacturers. your layshafts and mainshafts are damaged as are crankshafts and camshafts because despite an oil film parts wear and eventually the hardening goes and the softer metal wears faster hence damage. You are correct when you say they are splash fed, this is the benefit of ball and roller bearings to operate where an oil pump is generally impractical. Slipper type bearings found in crankshafts and camshafts operating in extreme environments are pressure fed otherwise they would fail if drip fed, yet many slipper bearings in industry are drip fed, due to low operating rpm.
Your theory of metal to metal negates the need for oil at all with ball/roller bearings. Furthermore following your theory suggests that slipper bearings should last indefinatley if supplied with oil because there is no contact.
Go and look at many machine shops, trains, mines and tell the operators that their machines cant work because they are drip fed slipper bearings rather than pressure fed.
You are correct that Graphite powder stuffs ball and roller bearings. But not because they are metal to metal but because as previously mentioned they are point contact, not spread over a larger surface area and as you correctly say have small clearances which when closed cause the ball or roller to stop turning creating an extreme pressure point contact that the oil film cannot sustain resulting in metal to metal contact and failure. Slipper bearings fail for exactly the same reason. The addition of any of these products to any ball or roller bearing component will shorten its life considerably.
No i did not say a 20000rpm turbine will stop at the same time as 1000.
Lets get real here, the only way a turbo is going to be spinning at 20000rpm at shutdown is if eg. you were working hard along the beach and suddenly stalled. In all normal driving circumstances the speed difference of a compressor turbine to slow is negligable and enough oil pressure will remain to handle this as a healthy engine does not instantly achieve zero on shut down.
I agree that the most impurities are from the combustion process and not from the turbo being given inadequate time to cool.
You may disagree with me, I may not have made myself clear, what I have previously written is not wrong.
Cheers

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