Originally Posted by
Taz
Firstly the D1 has the same handbook statement - that the recommended max vertical ball weight is 150kg (not 120kg as someone said earlier)
Also, it is my understanding that to be 'legal', and therefore covered by insurance - you must keep your caravan vertical towball weight less than the hitch limit (dependant on hitch design and varies with manufacturers) AND less than the manufactures limit. ie 150kg for the 130 and D1. I.e. which ever is the lesser.
The interesting thing is that the D1 handbooks go on to specify a rear axle load that 'must not be exceeded' (which, for the D1 is 1600kg from memory - there by allowing the possibility of much higher ball weights providing the rear cargo load is not excessive)
Now to the definition of what is 'legal' - I suspect that a lawyer could argue that it's not the 'recommendation' statement that applies in the strict letter of the law, i.e. 150kg, rather it's the 'shall not exceed' axle load statement. And thats the problem - if you have an accident you will need a lawyer to defend this interpretation in a court.
I have recently emailed 8 different insurers, including the RAC's legal advice, and they all said that their interpretation is the 'recommended' statement, i.e. 150kg, and would consider the vehicle 'illegal' with a higher tow ball limit.
If I had a lawyer mate - I'd risk the interpretation and a visit to court, however I dont and I'm not prepared to risk having to fork out big $$$ to pay a lawyer in the case of an insurance claim, so I just accept the 'recommended' limit'