They are illegal in all states, so - yes they will most likely void your insurance.
Garry
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I like the alloy Wheels as they do not rust even when paint is chipped and look smart and handle off road situations.
Yours look good.
I have had mine on three vehicles now and purchased them in 94.
They are more offset then factory wider stance. No spacers required. :)
https://www.aulro.com/afvb/