Yes - can't see is exactly the problem! :-)
Ok, I'll concede that it is physically possible to have a 255/85R16 on the bonnet but I do not agree with it. I am 193cm's tall so not 'vertically challenged' and my eyesight is 20/20 thank you very much. However the windscreen on the 110's are already quite narrow & having a 235/85R16 already obscures a portion of the view, the 255/85R16 blocks too much for my comfort level. Also yes I'm paranoid when it comes to insurance however if they can find an out they will take it. They already (in Qld) won't let you have a bonnet mounted spare without provisions that it was possible to order them with the vehicle (hence aftermarket kits aren't allowed) and fitting a tyre size that didn't come with (or equivalent to) those that the carrier was designed for would see any claims being laughed out the door - especially if that claim included a pedestrian being hurt & / or your bonnet mounted spare being involved either directly or indirectly...
Having said all that, a bonnet mounted spare makes a terrific wind-break and keeps the majority of the insect splatter off the windscreen thank-you-very-much! :-)
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