changing pads is very easy. remove wheel, remove locating pins, remove pads, push pistons back carefully (take cap off fluid resevoir) and make sure it doesnt overflow, insert new pads, put in locating pins, refit wheel.
I would be suprised if it needs discs or pads at 49k, unless you use it off road a lot....
Discs is a bigger job.
Cheers
Pete


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